Pontotoc County property record for 405 Oak Forest Rd, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,263 sqft · built 2003 |
| Lot Size | 3.83 acres (167,270 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $904 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-24-000-044.02 |
| Primary APN | 036-24-000-044.02 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,263 sqft Living Area |
| 2nd Floor Area | 691 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 167,270 sqft (3.83 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1,600 sqft |
| Granary | 96 sqft |
| Utility Building | 80 sqft |
| Account Number | 18865 |
|---|---|
| Street Address | 405 OAK FOREST RD |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-7770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.84 AC PT S1/2 E1/2 SW1/4 20040020 1/5/04 20061877 4/17/06 20062108 5/1/06 20066770-6771 12/06 20223524 8/22/22 662 586 8673 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 950500 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 OAK FOREST RD, PONTOTOC, MS 38863-7770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Aug 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 405 OAK FOREST RD, PONTOTOC, MS 38863-7770 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 405 OAK FOREST RD, PONTOTOC, MS 38863-7770 |
| Document Number | 2022004892 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2022004892 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 405 OAK FOREST RD, PONTOTOC, MS 38863-7770 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1372A HIGHWAY 6 E, OXFORD, MS 38655-9282 |
| Document Number | 2022003525 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022003525 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 15, 2023 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $904.00 (-4.14%) Homeowner's exemption | $7,078 (-4.08%) | $66,773 (-2.92%) Land $12,225 Building $54,548 |
| 2023 | $943.00 Homeowner's exemption | $7,379 | $68,780 Land $12,225 Building $56,555 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
May also be available: AT&T, Buckeye Cablesystem.
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