405 Oak Dr, Gray Summit, MO 63039 Property Records

Franklin County property record for 405 Oak Dr, Gray Summit, MO 63039 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1969
Square Footage	1,040 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Tax Bill	$1,635.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`19-3-06.0-2-002-020.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,040 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame Construction
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	405 OAK DR
City	GRAY SUMMIT
State	MO
Zip	63039-1140
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT:9 BEAUTY VIEW HOMESITE
Legal Range	2E
Legal Township	43N
Legal Section	06
Legal Subdivision	BEAUTY VIEW HOMESITE
Legal Lot Number	9
Jurisdiction	FRANKLIN MO
Minor Civil Division	BOLES
Census Blockgroup	1
Census Block	1036
Census Tract	800101

Owner

Source: Franklin County records · APN 19-3-06.0-2-002-020.000

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	678 ROSE PETAL DR, VILLA RIDGE, MO 63089-2621
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2022
Deed Sale	Aug 30, 2022
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Doc Number	202213600
Record Refreshed	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	405 OAK DR, GRAY SUMMIT, MO 63039-1140
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	COMMITMENT FOR TITLE INSURANCE, COMMITMENT FOR TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002209882
Date	Jun 21, 2022
Instrument	2209882

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 17, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (+17.97%)	$21,213 (+8.59%)	$111,650 (+8.59%) Land $14,560 Building $97,090
2023	$1,386.00 (+26.92%)	$19,535 (+15.64%)	$102,820 (+15.65%) Land $14,560 Building $88,260
2022	$1,092.00	$16,893
2021			$88,910 Land $14,560 Building $74,350

Flood & Wildfire

405 Oak Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Franklin County (29071C), updated June 4, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 43rd percentile of exposed land nationally · 46th in Missouri
Wildfire Likelihood	Moderate — about 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.