Dane County property record for 405 Oak Crest Ave, Madison, WI 53705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,424 sqft · built 1954 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,413 (2024) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0709-191-0912-8 |
| Primary APN | 0709-191-0912-8 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,424 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Finished Basement | 1,104 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Driveway | Driveway |
| Driveway Area | 83 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 260 sqft |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 OAK CREST AVE |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53705-2738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR-C2 |
| Legal Description | MERRILL CREST, BLK 1, PART OF LOT 4, BEG 396.3 FT W OF NE COR, TH W 150 FT, TH S 100 FT, TH E 150 FT, TH N 100 FT TO POB |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 19 |
| Legal Subdivision | MERRILL CREST, BLK 1, PART OF |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 201 |
405 Oak Crest Ave is owned and occupied by an individual who acquired it in October 2020.
Source: Dane County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 OAK CREST AVE, MADISON, WI 53705-2738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF WISCONSIN CU |
| Oct 28, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage STATE BANK OF CROSS PLAINS |
| Nov 22, 2017 | Deed of Trust, Mortgage · Line of Credit UW CU |
| Jun 19, 2017 | Quit Claim Deed, Transfer UNIVERSITY/WI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2013 |
| Deed Sale | Aug 21, 2013 |
| Prior Sale | Jun 19, 2017 · Amount on File |
| Deed Document Number | 0005018365 |
| Last Transfer Date | Oct 28, 2020 |
| Transfer Doc | 0005654999 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 405 OAK CREST AVE, MADISON, WI 53705-2738 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005926412 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 5926412 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Oct 28, 2020 |
| Property Address | 405 OAK CREST AVE, MADISON, WI 53705-2738 |
| Document Number | 0005654999 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 5654999 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $434.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 OAK CREST AVE, MADISON, WI 53705-2738 |
| Document Number | 0005655000 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 5655000 |
| Name | STATE BANK OF CROSS PLAINS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 405 OAK CREST AVE, MADISON, WI 53705-2738 |
| Document Number | 0005376002 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 OAK CREST AVE MADISON WI 537052738, MADISON, WI 53705-2738 |
| Document Number | 0005376002 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 5376002 |
| Name | UW CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53744 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Jun 19, 2017 |
| Property Address | 405 OAK CREST AVE, MADISON, WI 53705-2738 |
| Document Number | 0005334081 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 5334081 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $241.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 OAK CREST AVE MADISON WI 537052738, MADISON, WI 53705-2738 |
| Document Number | 5334082 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 5334082 |
| Name | UNIVERSITY/WI CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53744-4963 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 18, 2037 |
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Madison City |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $423,500 Land $177,900 Building $245,600 | ||
| 2024 | $7,413.00 | $423,500 | |
| 2023 | $399,500 Land $167,800 Building $231,700 | ||
| 2022 | $6,919.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Oak Crest Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2000–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Oak Crest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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