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405 NW Florida Ave, Bend, OR 97703 Property Records

Deschutes County property record for 405 NW Florida Ave, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,318 sqft · built 1925
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Tax Bill$3,153 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN171232 DC 05400

Property Details

APN / Parcel Number

Primary APN171232 DC 05400
Alternative APNs
  • R1001171232DC05400
  • 104639

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,318 sqft Living Area
1st Floor Area1,318 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Architectural StyleOther
Lot Area6,970 sqft (0.16 acres)
Garage TypeMixed
Garage Area660 sqft

Exterior Amenities

PorchPorch
Porch Area108 sqft
FenceFence
Shed1 Shed
Shed Area72 sqft

Location & Zoning

Account Number104639
Old Parcel NumberR1001171232DC05400
Street Address405 NW FLORIDA AVE
CityBEND
StateOR
Zip97703-2850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:1 BLK:10 SUBD:STAATS ADDITION TO BEND PLAT OF SEC/TWN/RNG/MER:SEC 32 TWN 17 RNG 12 MAP REF:171232-DC
Legal Range12E
Legal Township17S
Legal Section32
Legal QuarterSE
Quarter-Quarter SectionSW
Legal SubdivisionSTAATS ADDITION TO BEND PLAT OF
Legal Block10
Legal Lot Number1
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2034
Census Tract1502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Town Historic District
listed 2001 · 325 contributing resources · NRIS 01000681

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

405 NW Florida Ave is owned and occupied by an individual who acquired it in June 2020.

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address405 NW FLORIDA AVE, BEND, OR 97703-2850
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2020
Deed SaleJun 5, 2020
Prior SaleMar 7, 2012
Deed Document Number2020-26034
Record UpdatedJun 8, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDESCHUTES OR
Recording DateJun 5, 2020
Property Address405 NW FLORIDA AVE, BEND, OR 97703-2850
Document Number0000026034
Instrument DateMay 1, 2020
Instrument26034
Transaction TypeTransfer
Record UpdatedJun 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 NW FLORIDA AVE BEND OR 977032850, BEND, OR 97703-2850

Mortgage

Document Number26033
DateJun 5, 2020
Instrument26033
Lender
NameYOUNGER CHERYL L TRUST (RT)
Address17430 PLAINVIEW RD, BEND, OR 97703-9213
Agreement
AmountAmount on Record
Term240 Months
DueJun 4, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 405 NW Florida Ave was $3,153, up 4% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,153.00 (+3.96%)$186,620 (+3%)$943,330 (-4.01%) Land $601,780 Building $341,550
2024$3,033.00 (+7.86%)$181,190 (+3%)$982,730 (-) Land $666,480 Building $316,250
2023$2,812.00$175,920$982,730 Land $666,480 Building $316,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 NW Florida Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 NW Florida Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber		2,300 / 2,300
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
Webformix
Fixed Wireless		200 / 20

May also be available: Astound Broadband, CenturyLink, Fatbeam, Lightspeed Networks, T-Mobile, Verizon.

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