405 NW 3rd St, Hubbard, TX 76648 Property Records

Hill County property record for 405 NW 3rd St, Hubbard, TX 76648

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,084 sqft · built 1959
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$74,200 (Jul 2010)
Tax Bill	$5,894 (2026)
Deeds & Mortgages	Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12608-16000-00490-003000`

Property Details

APN / Parcel Number

Primary APN	`12608-16000-00490-003000`
Alternative APN	`117318`

Interior

Full Baths	2 Baths
Building Area	2,084 sqft Living Area
Gross Area	2,638 sqft
1st Floor Area	2,004 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Roof Type	Gable
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	368 sqft
Carport	Carport
Carport Area	368 sqft
Porch	Porch
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12608-16000-00490-003000
Street Address	405 NW 3RD ST
City	HUBBARD
State	TX
Zip	76648-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUBBARD OT BLK 49 LT 3
Legal Subdivision	SAMMONS SUBDIVISION
Legal Block	49
Legal Lot Number	3
Jurisdiction	HILL TX
Township / Civil Division	HUBBARD-MOUNT CALM
Census Block Group	1
Census Block	1081
Census Tract	961400

Owner

405 NW 3rd St is owned and occupied by two individuals who bought it in July 2010.

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 NW 3RD ST, HUBBARD, TX 76648-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2010 · Amount on File
Deed Sale	Jul 22, 2010 · Amount on File
Deed Document Number	201037384
Deed Book / Page	1647 / 469
Prior Transfer Date	Jul 15, 2010
Prior Transfer Doc	1647/469
Record Updated	Oct 29, 2026

February 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HILL TX
Recording Date	Feb 19, 2020
Property Address	405 NW 3RD ST, HUBBARD, TX 76648-2333
Document Number	2038/747
Book / Page	2038 / 747
Map Reference	VOL 415 PG 125
Instrument	110678
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 BELLMEAD DR, WACO, TX 76705-3138

Tax Assessment & Valuation

The 2026 property tax bill for 405 NW 3rd St was $5,894 with a homeowner's exemption, up 589.4% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Municipality	Hubbard City
Unified School District	Hubbard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,894.00 (+589.36%)	$223,693 (-0.91%)	$238,890 (+5.82%) Land $5,570 Building $233,320
2025	$855.00 Homeowner's exemption	$225,750 Land $5,570 Building $220,180	$225,750 Land $5,570 Building $220,180
2023		$196,350 Land $5,210 Building $191,140	$196,350 Land $5,210 Building $191,140
2022	$656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 NW 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 NW 3rd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HUBBARD serves 1,917 people · EPA ID TX1090002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pathway Com-Tel Fiber	5,000 / 5,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fiber · Fixed Wireless	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20