Harford County property record for 405 Northfields Ct, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,188 sqft · built 1992 |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $121,000 (Jun 2012) |
| Tax Bill | $2,215 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-231138 |
| Primary APN | 01-231138 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,188 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 5,706 sqft (0.131 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 231138 |
|---|---|
| Street Address | 405 NORTHFIELDS CT |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 46 5706 SF 405 NORTHFIELDS COURT TRIMBLE FIELDS P 67/67 |
| Legal Subdivision | TRIMBLE FIELDS |
| Legal Lot Number | 46 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 301601 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 NORTHFIELDS CT, EDGEWOOD, MD 21040-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Nov 5, 2019 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Dec 31, 2016 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2012 · Amount on Record |
| Deed Sale | Jun 19, 2012 · Amount on Record |
| Prior Sale | Feb 8, 2011 · Amount on Record |
| Deed Book / Page | 9725 / 20 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 405 NORTHFIELDS CT, EDGEWOOD, MD 21040-3113 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0145840001 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 14584/1 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | ROCKVILLE, MD 20852 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 405 NORTHFIELDS CT, EDGEWOOD, MD 21040-3113 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 405 NORTHFIELDS CT, EDGEWOOD, MD 21040-3113 |
| Document Number | 0157420198 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 15742/198 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 405 NORTHFIELDS CT, EDGEWOOD, MD 21040-3113 |
| Document Number | 0135650389 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 405 NORTHFIELDS CT EDGEWOOD MD 210403113, EDGEWOOD, MD 21040-3113 |
| Document Number | 0135650389 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 013565/000389 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 405 NORTHFIELDS CT, EDGEWOOD, MD 21040-3113 |
| Document Number | 0121830289 |
| Instrument Date | Dec 31, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 405 NORTHFIELDS CT EDGEWOOD MD 210403113, EDGEWOOD, MD 21040-3113 |
| Document Number | 0121830289 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 012183/000289 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, SC 29204 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,215.00 (+16.64%) Homeowner's exemption | $203,300 (+6.59%) Land $55,000 Building $148,300 | $203,300 (-) Land $55,000 Building $148,300 |
| 2025 | $1,899.00 (+6.63%) Homeowner's exemption | $190,733 (+15.18%) | $203,300 (+22.77%) Land $55,000 Building $148,300 |
| 2023 | $165,600 Land $55,000 Building $110,600 | $165,600 Land $55,000 Building $110,600 | |
| 2022 | $1,781.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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