Woodford County property record for 405 Normandy Rd, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,672 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Jan 2022) |
| Tax Bill | $3,090 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-9019-005-00 |
| Primary APN | 30-9019-005-00 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,672 sqft (0.22 acres) |
|---|---|
| Lot Dimensions | 124 ft deep x 78 ft wide |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 34398 |
|---|---|
| Street Address | 405 NORMANDY RD |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-1757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | HOUSE |
| Legal Subdivision | HUNTERS RIDGE SUB |
| Legal Block | H U3B |
| Legal Lot Number | 5 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 50107 |
405 Normandy Rd is owned and occupied by an individual who bought it in January 2022.
Source: Woodford County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 NORMANDY RD, VERSAILLES, KY 40383-1757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 26, 2022 | Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on File |
| Deed Sale | Jan 26, 2022 · Amount on File |
| Prior Sale | Sep 17, 2013 |
| Deed Document Number | 2022127628 |
| Deed Book / Page | 331 / 417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 405 NORMANDY RD, VERSAILLES, KY 40383-1757 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M974/648 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | M974/648 |
| Instrument | 212072 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Jan 26, 2022 |
| Property Address | 405 NORMANDY RD, VERSAILLES, KY 40383-1757 |
| Document Number | 00D331/417 |
| Book / Page | D331 / 417 |
| Map Reference | CAB B SL 116 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 127628 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8404 DAMEN LN, 8404, PORT RICHEY, FL 34668-6207 |
| Name | Verified Name |
|---|---|
| Address | 405 NORMANDY RD, VERSAILLES, KY 40383-1757 |
| Document Number | 0000127629 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 127629 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 405 Normandy Rd was $3,090.
Source: Woodford County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,090.00 | $315,900 | $315,900 |
| 2023 | $2,562.00 | $239,000 | $239,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Normandy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Normandy Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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