405 Normandy Ln, Rockwall, TX 75032 Property Records

Rockwall County property record for 405 Normandy Ln, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	4 bd · 14 ba · 2,525 sqft · built 2002
Lot Size	0.595 acres (25,923 sqft)
Owner	Individual Name on Record
Tax Bill	$1,856 (2025)
Deeds & Mortgages	Aug 2023 Reverse Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`393500020012000R`

Property Details

APN / Parcel Number

Primary APN	`393500020012000R`
Alternative APNs	`R49590` `49590`

Interior

Bedrooms	4 Beds
Full Baths	14 Baths
Stories	1 Story
Building Area	2,525 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	2,525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,923 sqft (0.595 acres)
Lot Dimensions	161 ft deep x 161 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	35 sqft
Patio Area	240 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	405 NORMANDY LN
City	ROCKWALL
State	TX
Zip	75032-6622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLANDS OF HEATH, BLOCK 2, LOT 12
Legal Subdivision	HIGHLANDS OF HEATH
Legal Tract	12
Legal Block	2
Legal Lot Number	12
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1004
Census Tract	40511

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 NORMANDY LN, ROCKWALL, TX 75032-6622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
May 14, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
May 14, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	405 NORMANDY LN, ROCKWALL, TX 75032-6622
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 NORMANDY LN, HEATH, TX 75032-6622

Mortgage

Document Number	0000013806
Date	Aug 18, 2023
Instrument	20230000013806

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.81%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.8%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	405 NORMANDY LN, HEATH, TX 75032-6622
Document Number	0000008660
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 NORMANDY LN HEATH TX 750326622, HEATH, TX 75032-6622

Mortgage

Document Number	0000008660
Date	May 21, 2018
Instrument	8660

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.33%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	405 NORMANDY LN, HEATH, TX 75032-6622
Document Number	0000008661
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 NORMANDY LN HEATH TX 750326622, HEATH, TX 75032-6622

Mortgage

Document Number	0000008661
Date	May 21, 2018
Instrument	8661

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.33%

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,163 (+1%)	$605,875 (+2.17%) Land $203,400 Building $402,475
2025	$1,856.00 (-31.89%) Homeowner's exemption Senior Citizen's exemption	$491,966 (-11.26%)	$593,009 (+6.96%) Land $180,000 Building $413,009
2024	$2,725.00 (-0.11%)
2023	$2,728.00 (-41.09%) Homeowner's exemption Senior Citizen's exemption	$554,396 Land $216,000 Building $338,396	$554,396 Land $216,000 Building $338,396
2021	$4,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEATH serves 10,464 people · EPA ID TX1990014
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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