405 Nickless St, Frankenmuth, MI 48734 Property Records

Saginaw County property record for 405 Nickless St, Frankenmuth, MI 48734

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,986 sqft · built 1967
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jun 2022)
Tax Bill	$6,492 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-6-23-0232-000`

Property Details

APN / Parcel Number

Primary APN	`03-11-6-23-0232-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,986 sqft Living Area
1st Floor Area	1,193 sqft
Basement Area	1,193 sqft
Finished Basement	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	130 ft deep x 104 ft wide
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	405 NICKLESS ST
City	FRANKENMUTH
State	MI
Zip	48734-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2 SI
Legal Description	LOT 72 CASS DEVELOPMENT ADDN NO 2 CITY OF FRANKENMUTH SEC 23 T11N R6E
Legal Range	06E
Legal Township	11N
Legal Section	23
Legal Subdivision	DEVELOPMENT ADDN
Legal Lot Number	72
Legal Unit	72
Jurisdiction	SAGINAW MI
Township / Civil Division	FRANKENMUTH
Census Block Group	3
Census Block	3022
Census Tract	11302

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 NICKLESS ST, FRANKENMUTH, MI 48734-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage 1ST STATE BANK
Sep 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	202216812
Prior Transfer Date	Sep 20, 2018
Prior Transfer Doc	0000025072
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 9, 2022
Property Address	405 NICKLESS ST, FRANKENMUTH, MI 48734-1123
Document Number	0000016812
Map Reference	LB 14 PG 30
Instrument Date	Jun 3, 2022
Instrument	2022016812
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	NOT AVAILABLE, EMBASSY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 NICKLESS ST, FRANKENMUTH, MI 48734-1123

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 NICKLESS ST, FRANKENMUTH, MI 48734-1123

Mortgage

Document Number	0000016813
Date	Jun 9, 2022
Instrument	2022016813

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	405 NICKLESS ST, FRANKENMUTH, MI 48734-1123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006788
Date	Mar 22, 2017
Book Page	2893/0781
Instrument	2017006788

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 2, 2021
Property Address	405 NICKLESS ST, FRANKENMUTH, MI 48734-1123
Document Number	0000003457
Map Reference	LB 14 PG 30
Instrument Date	Jan 25, 2021
Instrument	2021003457
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,942.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 NICKLESS ST, FRANKENMUTH, MI 48734-1123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 NICKLESS ST, FRANKENMUTH, MI 48734-1123

Mortgage

Document Number	0000003458
Date	Feb 2, 2021
Instrument	2021003458

Lender

Name	1ST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 28, 2018
Property Address	405 NICKLESS ST, FRANKENMUTH, MI 48734-1123
Document Number	0000025072
Instrument Date	Sep 20, 2018
Instrument	25072
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 NICKLESS ST FRANKENMUTH MI 487341123, FRANKENMUTH, MI 48734-1123

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Frankenmuth City
Unified School District	Frankenmuth School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,200 (+6.49%)	$354,400 (+6.49%)
2025	$6,492.00 (+26.45%) Homeowner's exemption	$166,400 (+12.89%)	$332,800 (+12.89%)
2023		$147,400	$294,800
2022	$5,134.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKENMUTH serves 4,944 people · EPA ID MI0002420
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Aug 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage.

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