Comanche County property record for 405 NE Creekside Dr, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,945 sqft · built 2012 |
| Lot Size | 0.746 acres (32,526 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Apr 2023) |
| Tax Bill | $3,198 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jun 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04N11W-24-1-50070-011-0003 |
| Primary APN | 04N11W-24-1-50070-011-0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,945 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 32,526 sqft (0.746 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 97799 |
|---|---|
| Street Address | 405 NE CREEKSIDE DR |
| City | ELGIN |
| State | OK |
| Zip | 73538-5019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY AIRE ESTATES PT 6 BLOCK 11 LOT 3 |
| Legal Range | 11W |
| Legal Township | 04N |
| Legal Section | 24 |
| Legal Subdivision | COUNTRY AIRE ESTATES |
| Legal Block | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHWEST COMANCHE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 2201 |
405 NE Creekside Dr is owned and occupied by two individuals who bought it in April 2023.
Source: Comanche County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 NE CREEKSIDE DR, ELGIN, OK 73538-5019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 10, 2020 | Intrafamily Transfer, Transfer |
| May 5, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on File |
| Deed Sale | Apr 27, 2023 · Amount on File |
| Prior Sale | May 5, 2020 · Amount on File |
| Deed Document Number | 20236064 |
| Deed Book / Page | 9314 / 183 |
| Prior Transfer Date | Jun 10, 2020 |
| Prior Transfer Doc | 00008489/4 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | Apr 27, 2023 |
| Property Address | 405 NE CREEKSIDE DR, ELGIN, OK 73538-5019 |
| Document Number | 009314/183 |
| Book / Page | 9314 / 183 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 2023-006064 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 NE CREEKSIDE DR, ELGIN, OK 73538-5019 |
| Investor | Possibly a Property Investor |
| Document Number | 2023006065 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023-006065 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | Jun 10, 2020 |
| Property Address | 405 NE CREEKSIDE DR, ELGIN, OK 73538-5019 |
| Document Number | 00008489/4 |
| Book / Page | 8489 / 4 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 2020-007764 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 NE CREESIDE DR, ELGIN, OK 73538-5019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | May 5, 2020 |
| Property Address | 405 NE CREEKSIDE DR, ELGIN, OK 73538-5019 |
| Document Number | 008467/114 |
| Book / Page | 8467 / 114 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 2020-006093 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | SOVEREIGN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 NE CREEKSIDE DR, ELGIN, OK 73538-5019 |
| Document Number | 2020006094 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 2020-006094 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 405 NE Creekside Dr was $3,198 with a veteran's exemption.
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Municipality | Elgin City |
| Unified School District | Elgin Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,983 (+16.97%) Land $6,621 Building $30,362 | $328,736 (+16.11%) Land $58,856 Building $269,880 | |
| 2025 | $3,198.00 (-0.03%) | $31,617 (+5%) Land $5,625 Building $25,992 | $283,114 (+5.78%) Land $50,000 Building $233,114 |
| 2024 | $3,199.00 (+13.36%) | $30,111 (+11.44%) Land $5,625 Building $24,486 | $267,653 (+6.13%) Land $50,000 Building $217,653 |
| 2023 | $2,822.00 | $27,019 Land $3,938 Building $23,081 | $252,187 Land $35,000 Building $217,187 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 NE Creekside Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2020–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 NE Creekside Dr is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 49% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Southwest Oklahoma Telephone Company Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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