405 NE 4th St, Hubbard, TX 76648 Property Records

Hill County property record for 405 NE 4th St, Hubbard, TX 76648

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,428 sqft
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$52,700 (Apr 2018)
Tax Bill	$2,102 (2026)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12608-16000-00270-007000`

Property Details

APN / Parcel Number

Primary APN	`12608-16000-00270-007000`
Alternative APN	`117219`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,428 sqft Living Area
Gross Area	2,338 sqft
1st Floor Area	1,428 sqft

Exterior

Exterior Material	Wood
Roof Type	Gable
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Porch	Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12608-16000-00270-007000
Street Address	405 NE 4TH ST
City	HUBBARD
State	TX
Zip	76648-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUBBARD OT BLK 27 LT 7
Legal Subdivision	HUBBARD OT
Legal Block	27
Legal Lot Number	7
Jurisdiction	HILL TX
Township / Civil Division	HUBBARD-MOUNT CALM
Census Block Group	1
Census Block	1014
Census Tract	961400

Owner

405 NE 4th St is owned and occupied by an individual who bought it in April 2018.

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	405 NE 4TH ST, HUBBARD, TX 76648-2431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2018 · Amount on File
Deed Sale	Apr 9, 2018 · Amount on File
Prior Sale	Jun 1, 2017
Deed Document Number	201895470
Deed Book / Page	1947 / 687
Record Updated	Oct 29, 2026

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Apr 9, 2018
Property Address	405 NE 4TH ST, HUBBARD, TX 76648-2431
Document Number	1947/687
Book / Page	1947 / 687
Map Reference	VOL 41 PG 14
Instrument Date	Apr 9, 2018
Instrument	00095470
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 NE 4TH ST, HUBBARD, TX 76648-2431

Mortgage

Document Number	00095471
Date	Apr 9, 2018
Instrument	00095471

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 405 NE 4th St was $2,102 with a homeowner's exemption, up 468.1% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Municipality	Hubbard City
Unified School District	Hubbard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,102.00 (+468.11%)	$79,767 (-27.79%)	$116,510 (+5.48%) Land $8,390 Building $108,120
2025	$370.00 Homeowner's exemption	$110,460 Land $8,390 Building $102,070	$110,460 Land $8,390 Building $102,070
2023		$59,930 Land $7,850 Building $52,080	$59,930 Land $7,850 Building $52,080
2022	$286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 NE 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 NE 4th St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HUBBARD serves 1,917 people · EPA ID TX1090002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pathway Com-Tel Fiber	5,000 / 5,000
Nextlink Fiber · Fixed Wireless	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20