Wallowa County property record for 405 NE 4th St, Enterprise, OR 97828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1975 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (May 2022) |
| Tax Bill | $3,156 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Nov 2020 Mortgage + 1 more |
| APN | 01S4435DD 2502 |
| Primary APN | 01S4435DD 2502 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Driveway | Driveway |
| Driveway Area | 1,500 sqft |
| Deck Area | 1,496 sqft |
| Account Number | 767 |
|---|---|
| Street Address | 405 NE 4TH ST |
| City | ENTERPRISE |
| State | OR |
| Zip | 97828-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | GARDNERS ADDITION |
| Jurisdiction | WALLOWA OR |
| Township / Civil Division | ENTERPRISE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 960300 |
Source: Wallowa County records, as of May 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 NE 4TH ST, ENTERPRISE, OR 97828-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Aug 14, 2017 | Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on Record |
| Deed Sale | May 16, 2022 · Amount on Record |
| Prior Sale | Aug 14, 2017 · Amount on Record |
| Deed Document Number | 202286312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLOWA OR |
| Property Address | 405 NE 4TH ST, ENTERPRISE, OR 97828-1506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 080779 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 080779 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ENTERPRISE, OR 97828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLOWA OR |
| Property Address | 405 NE 4TH ST, ENTERPRISE, OR 97828-1506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WALLOWA TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 82934 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 82934 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALLOWA OR |
| Recording Date | Aug 14, 2017 |
| Property Address | 405 NE 4TH ST, ENTERPRISE, OR 97828-1506 |
| Document Number | 0000076908 |
| Map Reference | DD C PG308 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 076908 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | WALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 NE 4TH ST, ENTERPRISE, OR 97828-1506 |
| Document Number | 0000076909 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 076909 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Wallowa County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Wallowa County |
| Municipality | Enterprise City |
| Unified School District | Enterprise School District 21 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,156.00 (+2.87%) | $202,836 (+3%) Land $44,783 Building $158,053 | $425,880 (+3.94%) Land $106,500 Building $319,380 |
| 2024 | $3,068.00 (+2.88%) | $196,929 (+3%) Land $43,305 Building $153,624 | $409,730 (-5.89%) Land $90,460 Building $319,270 |
| 2023 | $2,982.00 (+3.04%) | $191,194 (+3%) Land $42,410 Building $148,784 | $435,380 (+13.72%) Land $95,740 Building $339,640 |
| 2022 | $2,894.00 | $185,626 Land $43,615 Building $142,011 | $382,840 Land $84,920 Building $297,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Oregon |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ENTERPRISE serves 2,107 people · EPA ID OR4100278 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
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