405 Napa St, Tulare, CA 93274 Property Records

Tulare County property record for 405 Napa St, Tulare, CA 93274

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,320 sqft · built 1992
Lot Size	0.155 acres (6,746 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jul 2019)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`168-190-025-000`

Property Details

APN / Parcel Number

Primary APN	`168-190-025-000`
Alternative APNs	`168-190-025` `16819025000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	6,746 sqft (0.155 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	168-190-025
Street Address	405 NAPA ST
City	TULARE
State	CA
Zip	93274-4859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	MONTEREY WEST UNIT NO 2 RM 35-36 LOT 43
Legal Subdivision	GREEN OAKS UNIT #1
Legal Lot Number	43
Jurisdiction	TULARE CA
Township / Civil Division	TULARE
Census Block Group	1
Census Block	1007
Census Tract	3002

Owner

405 Napa St is owned and occupied by an individual who bought it in July 2019.

Source: Tulare County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	405 NAPA ST, TULARE, CA 93274-4859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 18, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC
Feb 3, 2022	Deed of Trust, Mortgage · Construction Mortgage FREEDOM MORTGAGE CORP
Feb 17, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2019	Grant Deed, Transfer · VA Mortgage KINGS MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Prior Sale	Jul 19, 2004 · Amount on File
Deed Document Number	201938432
Prior Transfer Date	Nov 2, 2009
Prior Transfer Doc	0000069519
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	405 NAPA ST, TULARE, CA 93274-4859
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 NAPA ST, TULARE, CA 93274-4859

Mortgage

Document Number	0000001909
Date	Jan 12, 2024
Instrument	2024-0001909

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	405 NAPA ST, TULARE, CA 93274-4859
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 NAPA ST, TULARE, CA 93274-4859

Mortgage

Document Number	0000017721
Date	Apr 18, 2023
Instrument	2023-0017721

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	405 NAPA ST, TULARE, CA 93274-4859
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 NAPA ST, TULARE, CA 93274-4859

Mortgage

Document Number	0000007633
Date	Feb 3, 2022
Instrument	2022-0007633

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	405 NAPA ST, TULARE, CA 93274-4859
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 NAPA ST, TULARE, CA 93274-4859

Mortgage

Document Number	0000011504
Date	Feb 17, 2021
Instrument	2021-0011504

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Nov 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	405 NAPA ST, TULARE, CA 93274-4859
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025433
Date	May 5, 2020
Instrument	2020-0025433

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Sep 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Jul 17, 2019
Property Address	405 NAPA ST, TULARE, CA 93274-4859
Document Number	0000038432
Map Reference	MB 35 PG 36
Instrument Date	Jun 27, 2019
Instrument	2019-0038432
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 NAPA ST, TULARE, CA 93274-4859

Mortgage

Document Number	0000038433
Date	Jul 17, 2019
Instrument	2019-0038433

Lender

Name	KINGS MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 405 Napa St was $2,263, up 0.4% from the year before.

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Tulare City
Elementary School District	Tulare City Elementary School District (KG - 08)
Secondary School District	Tulare Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$211,388 (+2%) Land $39,041 Building $172,347
2025	$2,263.00 (+0.35%)	$207,244 Land $38,276 Building $168,968
2024	$2,255.00 (+2.59%)
2023	$2,198.00 (+3%)	$199,198 Land $36,791 Building $162,407
2022	$2,134.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 Napa St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Napa St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TULARE serves 72,241 people · EPA ID CA5410015
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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