405 N Winter St, Midway, KY 40347 Property Records

Woodford County property record for 405 N Winter St, Midway, KY 40347

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,170 sqft
OwnerCompany Name on File
Last Sale$182,000 (Aug 2022)
Tax Bill$1,928 (2025)
Deeds & MortgagesAug 2022 Sale
Apr 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN38-5013-002-01

Property Details

APN / Parcel Number

Primary APN38-5013-002-01
Alternative APNs
  • 32846
  • 34911

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,170 sqft Living Area

Exterior

Exterior MaterialWood
Foundation TypeStone
PorchPorch
Porch Area256 sqft

Location & Zoning

Account Number34911
Street Address405 N WINTER ST
CityMIDWAY
StateKY
Zip40347-1115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 STORY
Legal Lot Number3
JurisdictionWOODFORD KY
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1066
Census Tract50400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midway Historic District
listed 1978 · 177 contributing resources · NRIS 78001415

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address413 MILL RD, MIDWAY, KY 40347-1009
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Deed, Transfer
Apr 1, 2020Deed, Transfer · Line of Credit
BAY EQUITY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2022 · Amount on File
Deed SaleAug 5, 2022 · Amount on File
Prior SaleApr 1, 2020 · Amount on File
Deed Document Number151182
Deed Book / PageD335 / 546
Record UpdatedJun 8, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateAug 5, 2022
Property Address405 N WINTER ST, MIDWAY, KY 40347-1115
Document Number00D335/546
Book / PageD335 / 546
Map ReferenceCAB B SL 263
Instrument DateJul 22, 2022
Instrument151182
Transaction TypeTransfer
Record UpdatedNov 23, 2023

Transaction

AmountAmount on Record
Tax$182.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2300 PARKWOOD RD, LOUISVILLE, KY 40214-1154

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2703, LAKE ARROWHEAD, CA 92352-2703

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateApr 1, 2020
Property Address405 N WINTER ST, MIDWAY, KY 40347-1115
Document NumberD318/700
Book / PageD318 / 700
Instrument DateMar 30, 2020
Instrument88767
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address214 S WINTER ST, 214, MIDWAY, KY 40347-5005

Transferred To (Grantee/Buyer)

NameVerified Name
Address808 MARLOWS FORD RD # 102, 102, LOUISVILLE, KY 40245-4759

Mortgage

Document Number88768
DateApr 1, 2020
Instrument88768
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityMidway City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,928.00 (+4.16%)$210,600 (+15.71%)$210,600 (+15.71%)
2023$1,851.00$182,000$182,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1978–2015)
Most Recent ClaimApr 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY MUNICIPAL WATER WORKS
serves 2,174 people · EPA ID KY1200283
Water SourcePurchased surface water from FRANKFORT PLANT BOARD
Last State InspectionMay 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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