405 N White St, Whitakers, NC 27891 Property Records

Nash County property record for 405 N White St, Whitakers, NC 27891

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,736 sqft · built 2006
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$81,000 (Mar 2017)
Tax Bill	$1,148 (2026)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
APN	`388617-01-6440`

Property Details

APN / Parcel Number

Primary APN	`388617-01-6440`
Alternative APNs	`027305` `58506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,736 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	253 ft deep x 79 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	58506
Street Address	405 N WHITE ST
City	WHITAKERS
State	NC
Zip	27891
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R6
Legal Description	LOT, 2 GARRETT INSIDE SPLIT OUT OF 388617016477 LT 2 GARRETT INSIDE
Legal Lot Number	2
Jurisdiction	NASH NC
Township / Civil Division	NORTH WHITAKERS
Census Block Group	1
Census Block	1018
Census Tract	10700

Owner

405 N White St, a mobile home, is owned by two individuals who bought it in March 2017.

Source: Nash County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 186, WHITAKERS, NC 27891-0186
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2017 · Amount on File
Deed Sale	Mar 7, 2017 · Amount on File
Prior Sale	May 12, 2016 · Amount on File
Deed Document Number	20172868-0799
Deed Book / Page	2868 / 799
Prior Transfer Date	Apr 28, 2016
Prior Transfer Doc	02825/0073
Record Updated	Oct 29, 2026

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASH NC
Recording Date	Mar 7, 2017
Property Address	405 WHITE ST, WHITAKERS, NC 27891
Document Number	02868/0799
Book / Page	2868 / 0799
Map Reference	MAP33 PG144
Instrument Date	Feb 21, 2017
Instrument	2868-0799
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 ALCOA TRL, MARYVILLE, TN 37804-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 N WHITE ST, WHITAKERS, NC 27891

Mortgage

Document Number	0028680801
Date	Mar 7, 2017
Instrument	2868-0801

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 405 N White St was $1,148, down 0.7% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Whitakers Town
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,148.00 (-0.69%)	$83,840 (-) Land $10,810 Building $73,030	$83,840 (-) Land $10,810 Building $73,030
2025	$1,156.00	$83,840 Land $10,810 Building $73,030	$83,840 Land $10,810 Building $73,030
2023	$857.00	$60,370	$60,370 Land $10,810 Building $49,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 405 N White St; there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 N White St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WHITAKERS serves 869 people · EPA ID NC0433040
Water Source	Purchased surface water from CITY OF ROCKY MOUNT
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N White St

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