405 N Richardson St, Versailles, MO 65084 Property Records

Morgan County property record for 405 N Richardson St, Versailles, MO 65084 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,096 sqft · built 2025
Lot Size	0.345 acres (15,005 sqft)
Owner	2 Individual Names on File
Tax Bill	$116 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Jul 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-9.0-31-400-016-001.001`

Property Details

APN / Parcel Number

Primary APN	`07-9.0-31-400-016-001.001`

Interior

Building Area	2,096 sqft Living Area
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	15,005 sqft (0.345 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 N RICHARDSON ST
City	VERSAILLES
State	MO
Zip	65084-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11, 12 & 13 MCNAIRS 1ST ADD
Legal Range	17
Legal Township	43
Legal Section	31
Legal Subdivision	MCNAIRS 1ST ADD
Legal Block	1
Legal Lot Number	12,13
Jurisdiction	MORGAN MO
Township / Civil Division	MOREAU
Census Block Group	1
Census Block	1033
Census Tract	470300

Owner

Source: Morgan County records · APN 07-9.0-31-400-016-001.001

Assessment roll updated August 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	906 JEFFERSON ST, VERSAILLES, MO 65084-2157
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF ELDON
Jul 07, 2025	Beneficiary Deed, Transfer
Feb 02, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 02, 2024
Transfer Doc	0202400461
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	405 N RICHARDSON ST, VERSAILLES, MO 65084
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N RICHARDSON ST, VERSAILLES, MO 65084

Mortgage

Document Number	0202501445
Date	Apr 10, 2025
Instrument	202501445

Lender

Name	CITIZENS BANK OF ELDON
Type	Bank
Address	ELDON, MO 65026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 10, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MORGAN MO
Recording Date	Jul 07, 2025
Property Address	405 N RICHARDSON ST, VERSAILLES, MO 65084
Document Number	0202503012
Map Reference	MB 1835 PG 14
Instrument Date	Jul 07, 2025
Instrument	202503012
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N RICHARDSON ST, VERSAILLES, MO 65084

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN MO
Recording Date	Feb 02, 2024
Property Address	405 N RICHARDSON ST, VERSAILLES, MO 65084
Document Number	0202400461
Map Reference	MB 1835 PG 14
Instrument Date	Feb 02, 2024
Instrument	202400461
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 S ROSS ST, VERSAILLES, MO 65084-1900

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated August 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Municipality	Versailles City
Unified School District	Morgan County R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,830 (+1,796.64%) Land $2,679 Building $48,151	$267,500 (+1,797.16%) Land $14,100 Building $253,400
2025	$116.00 (+10.48%)	$2,680 (+69.62%) Land $2,680	$14,100 (-) Land $14,100
2024	$105.00 (+5%)		$14,100 (+69.88%) Land $14,100
2023	$70.00	$1,580
2022	$70.00		$8,300 Land $8,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (29141C), updated November 16, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 88% of Missouri
Wildfire Likelihood	About 1 in 806 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Co-Mo Electric Cooperative	Fiber	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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