405 N Phillips Ave, New Bern, NC 28560 Property Records

Craven County property record for 405 N Phillips Ave, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,526 sqft · built 1990
Lot Size	1.54 acres (67,257 sqft)
Owner	Individual Name on Record
Tax Bill	$1,409 (2026)
Deeds & Mortgages	Aug 2019 Refinance Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-034-166`

Property Details

APN / Parcel Number

Primary APN	`2-034-166`
Alternative APN	`59904`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,526 sqft Living Area
1st Floor Area	2,526 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	67,257 sqft (1.54 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	59904
Street Address	405 N PHILLIPS AVE
City	NEW BERN
State	NC
Zip	28560-9291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STILLEY LAND
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2021
Census Tract	960102

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 N PHILLIPS AVE, NEW BERN, NC 28560-9291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 22, 2005
Transfer Doc	02288/0286
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	405 N PHILLIPS AVE, NEW BERN, NC 28560-9291
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003580/15
Date	Aug 8, 2019
Book Page	3580/15
Instrument	10041585

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	405 N PHILLIPS AVE, NEW BERN, NC 28560-9291
Transaction Type	Mortgage
Record Updated	Nov 22, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003647/190
Date	Dec 30, 2020
Book Page	3647/190
Instrument	10067078

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,409.00	$270,380 (-) Land $20,650 Building $249,730	$270,380 (-) Land $20,650 Building $249,730
2025	$1,409.00 (+0.86%)	$270,380 (-) Land $20,650 Building $249,730	$270,380 (-) Land $20,650 Building $249,730
2023	$1,397.00 (+1.75%)	$270,380 (+28.64%) Land $20,650 Building $249,730	$270,380 (+28.64%) Land $20,650 Building $249,730
2022	$1,373.00	$210,180 Land $20,650 Building $189,530
2018			$210,180 Land $20,650 Building $189,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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