405 N Pacific Ave, Lodi, CA 95242 Property Records

San Joaquin County property record for 405 N Pacific Ave, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,287 sqft · built 1948
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Feb 2024)
Tax Bill	$5,756 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`035-280-060-000`

Property Details

APN / Parcel Number

Primary APN	`035-280-060-000`
Alternative APN	`035-280-06`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,287 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	035-280-06
Street Address	405 N PACIFIC AVE
City	LODI
State	CA
Zip	95242-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GERARD TR LOT 16
Legal Subdivision	REIMAN TR
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1017
Census Tract	4205

Owner

405 N Pacific Ave is owned and occupied by two individuals who bought it in February 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 N PACIFIC AVE, LODI, CA 95242-2444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Sep 6, 2023	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP
Jul 29, 2021	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Oct 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on File
Deed Sale	Feb 29, 2024 · Amount on File
Prior Sale	Jul 29, 2021 · Amount on File
Deed Document Number	202416619
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0000144051
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 29, 2024
Property Address	405 N PACIFIC AVE, LODI, CA 95242-2444
Document Number	0000016619
Map Reference	VOL 11 PG 62
Instrument Date	Feb 26, 2024
Instrument	2024-016619
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 N PACIFIC AVE, LODI, CA 95242-2444

Mortgage

Document Number	0000016620
Date	Feb 29, 2024
Instrument	2024-016620

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000016621
Date	Feb 29, 2024
Instrument	2024-016621

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Apr 27, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	405 N PACIFIC AVE, LODI, CA 95242-2444
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N PACIFIC AVE, LODI, CA 95242-2444

Mortgage

Document Number	0000070335
Date	Sep 6, 2023
Instrument	2023-070335

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Aug 1, 2051

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 29, 2021
Property Address	405 N PACIFIC AVE, LODI, CA 95242-2444
Document Number	0000126693
Map Reference	VOL 11 PG 112
Instrument Date	Jul 26, 2021
Instrument	2021-126693
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N PACIFIC AVE, LODI, CA 95242-2444

Mortgage

Document Number	0000126694
Date	Jul 29, 2021
Instrument	2021-126694

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 26, 2020
Property Address	405 N PACIFIC AVE, LODI, CA 95242-2444
Document Number	0000144051
Map Reference	VOL 11 PG 122
Instrument Date	Oct 19, 2020
Instrument	2020-144051
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	405 N PACIFIC AVE, LODI, CA 95242-2444

Mortgage

Document Number	0000144052
Date	Oct 26, 2020
Instrument	2020-144052

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 20, 2017
Property Address	405 N PACIFIC AVE, LODI, CA 95242-2444
Document Number	0000044768
Instrument Date	Apr 18, 2017
Instrument	44768
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	405 N PACIFIC AVE LODI CA 952422444, LODI, CA 95242-2444

Tax Assessment & Valuation

The 2026 property tax bill for 405 N Pacific Ave was $5,756, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,756.00 (+0.35%)
2025	$5,736.00	$535,500 Land $153,000 Building $382,500
2023	$5,417.00 (+2.27%)	$499,800 Land $61,200 Building $438,600	$539,910
2022	$5,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 N Pacific Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 N Pacific Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Matrix Broadband, Verizon.

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