405 N Neeper St, Capac, MI 48014 Property Records

St. Clair County property record for 405 N Neeper St, Capac, MI 48014 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,704 sqft · built 1951
Lot Size	0.476 acres (20,735 sqft)
Owner	Individual Name on File
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`74-40-750-0155-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-750-0155-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft
Basement Area	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Lot Area	20,735 sqft (0.476 acres)
Lot Dimensions	170 ft deep x 122 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 N NEEPER ST
City	CAPAC
State	MI
Zip	48014-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 122' OF S 182' OF W 150' OF E 366' & W 20' OF E 386' OF LOT 96 EXC S 60' & EX N 110.5' OF SAID W 20'. SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC SEC 21, 22, 27 & 28 T7N R13E
Legal Range	27
Legal Township	22
Legal Section	21
Legal Subdivision	SUPERVISOR JOHN BOWERS
Legal Lot Number	96
Legal Unit	96
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	1
Census Block	1003
Census Tract	657100

Owner

Source: St. Clair County records · APN 74-40-750-0155-000

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 N NEEPER ST, CAPAC, MI 48014-3041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · USDA Mortgage USDA
Sep 17, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 16, 2025
Transfer Doc	0005851658
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	405 N NEEPER ST, CAPAC, MI 48014-3041
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N NEEPER ST, CAPAC, MI 48014-3041

Mortgage

Document Number	0005881656
Date	Dec 19, 2025
Book Page	5881/656
Instrument	2025024225

Lender

Name	USDA
Type	Government Agency
Address	PO BOX 66889, SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 11, 2045

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 17, 2025
Property Address	405 N NEEPER ST, CAPAC, MI 48014-3041
Document Number	0005851658
Book / Page	5851 / 658
Map Reference	LB 53 PG 3
Instrument Date	Sep 16, 2025
Instrument	2025017571
Transaction Type	Transfer
Record Updated	Oct 01, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 N NEEPER ST, CAPAC, MI 48014-3041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N NEEPER ST, CAPAC, MI 48014-3041

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 (-4.94%) Homeowner's exemption	$107,400 (+11.76%)
2024	$1,621.00 (+15.13%)		$214,800 (+11.76%)
2023		$96,100
2022	$1,408.00		$192,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Aspire Networks 1, Verizon, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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