Medina County property record for 405 N Main St, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,304 sqft · built 1992 |
| Lot Size | 2.05 acres (89,472 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $369,000 (Jun 2025) |
| Tax Bill | $4,712 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-27A-01-042 |
| Primary APN | 037-27A-01-042 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 2,368 sqft |
| Upper Floors Area | 1,120 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Lot Area | 89,472 sqft (2.05 acres) |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 352 sqft |
| Patio Area | 352 sqft |
| Canopy | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 N MAIN ST |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275-9593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE LOT 141 W PT & OL 4 NW PT 2.0535 AC |
| Legal Subdivision | VILLAGE OF SPENCER |
| Legal Lot Number | 141 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 410000 |
Source: Medina County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 N MAIN ST, SPENCER, OH 44275-9593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2025 · Amount on Record |
| Deed Sale | Jun 5, 2025 · Amount on Record |
| Deed Document Number | 20259278 |
| Record Updated | Jun 8, 2026 |
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| Municipality | Spencer Village |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,712.00 (+25.52%) | $106,390 (+36.38%) Land $23,950 Building $82,440 | $303,970 (+36.38%) Land $68,430 Building $235,540 |
| 2024 | $3,754.00 (+4.57%) | $78,010 (-) Land $14,160 Building $63,850 | |
| 2023 | $3,590.00 (-2.13%) | $78,010 (-) Land $14,160 Building $63,850 | |
| 2022 | $3,668.00 | $78,010 Land $14,160 Building $63,850 | $222,890 Land $40,470 Building $182,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SPENCER serves 800 people · EPA ID OH5201611 |
|---|---|
| Water Source | Purchased surface water from RURAL LORAIN CO. WATER A |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Armstrong.
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