405 N Main St, Capac, MI 48014 Property Records

St. Clair County property record for 405 N Main St, Capac, MI 48014 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,248 sqft · built 1920
Lot Size	0.257 acres (11,238 sqft)
Owner	Individual Name on File
Tax Bill	$1,033 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-40-750-0167-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-750-0167-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,248 sqft Living Area
Basement Area	768 sqft

Exterior

Year Built	Built 1920
Lot Area	11,238 sqft (0.257 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74407500167000
Street Address	405 N MAIN ST
City	CAPAC
State	MI
Zip	48014-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 99 SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC SEC 21, 22, 27 & 28 T7N R13E
Legal Range	13E
Legal Township	07N
Legal Section	21
Legal Subdivision	SUPRVRS JOHN BOWERS
Legal Lot Number	99
Legal Unit	99
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	1
Census Block	1006
Census Tract	657100

Owner

Source: St. Clair County records · APN 74-40-750-0167-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 N MAIN ST, CAPAC, MI 48014-3149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2006
Deed Sale	Nov 14, 2006
Deed Document Number	0003643421
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	405 N MAIN ST, CAPAC, MI 48014-3149
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N MAIN ST, CAPAC, MI 48014-3149

Mortgage

Document Number	0005887648
Date	Jan 12, 2026
Book Page	5887/648
Instrument	2026000600

Lender

Name	ADVIA CU
Type	Credit Union
Address	6400 W MAIN ST, KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 11, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,900 (+9.91%)
2024	$1,033.00 (+12.53%)		$139,800 (+9.91%)
2023		$63,600
2022	$918.00		$127,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Aspire Networks 1, Verizon, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.