405 N Locust Ave, Hubbard, TX 76648 Property Records

Hill County property record for 405 N Locust Ave, Hubbard, TX 76648

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,365 sqft · built 1970
Lot Size	0.483 acres (21,039 sqft)
Owner	Company Name on Record
Last Sale	$64,000 (Jul 2006)
Tax Bill	$4,624 (2026)
Deeds & Mortgages	Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12608-16000-00210-001000`

Property Details

APN / Parcel Number

Primary APN	`12608-16000-00210-001000`
Alternative APN	`117186`

Interior

Full Baths	2 Baths
Building Area	1,365 sqft Living Area
Gross Area	2,287 sqft
1st Floor Area	1,365 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	21,039 sqft (0.483 acres)
Lot Dimensions	150 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	660 sqft
Porch	Porch
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12608-16000-00210-001000
Street Address	405 N LOCUST AVE
City	HUBBARD
State	TX
Zip	76648-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUBBARD OT BLK 21 LT 1 & 2
Legal Subdivision	HUBBARD OT
Legal Block	21
Legal Lot Number	1,2
Jurisdiction	HILL TX
Township / Civil Division	HUBBARD-MOUNT CALM
Census Block Group	2
Census Block	2037
Census Tract	961400

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 505, HUBBARD, TX 76648-0505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2006 · Amount on Record
Deed Sale	Jul 18, 2006 · Amount on Record
Prior Sale	Oct 21, 2005 · Amount on Record
Deed Document Number	20068281
Deed Book / Page	1428 / 196
Last Transfer Date	Nov 19, 2020
Transfer Doc	2079/570
Record Updated	Oct 29, 2026

November 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HILL TX
Recording Date	Nov 20, 2020
Property Address	405 N LOCUST AVE, HUBBARD, TX 76648-2052
Document Number	2079/570
Book / Page	2079 / 570
Instrument Date	Nov 19, 2020
Instrument	117132
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 N LOCUST AVE, 405, HUBBARD, TX 76648-2052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 99TH ST, LUBBOCK, TX 79424-7301

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Municipality	Hubbard City
Unified School District	Hubbard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,624.00 (+1,058.9%)	$175,490 (+5.68%) Land $11,190 Building $164,300	$175,490 (+5.68%) Land $11,190 Building $164,300
2025	$399.00 (+3.37%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$166,060 (+23.32%) Land $11,190 Building $154,870	$166,060 (+23.32%) Land $11,190 Building $154,870
2023		$134,660 Land $10,460 Building $124,200	$134,660 Land $10,460 Building $124,200
2022	$386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HUBBARD serves 1,917 people · EPA ID TX1090002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pathway Com-Tel Fiber	5,000 / 5,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fiber · Fixed Wireless	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20