405 N John St, Teutopolis, IL 62467 Property Records

Effingham County property record for 405 N John St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,778 sqft · built 1987
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Mar 2020)
Tax Bill	$6,347 (2024)
Deeds & Mortgages	Oct 2020 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-121-003`

Property Details

APN / Parcel Number

Primary APN	`12-18-121-003`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,778 sqft Base Area
1st Floor Area	1,778 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	405 N JOHN ST
City	TEUTOPOLIS
State	IL
Zip	62467-1143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 & PT LOT 17 RHINE RIDGE SUB ADD B 3543/328 3150/114 2976/7 2930/220 1192/224 1081/226
Legal Subdivision	RHINE RIDGE SUBDIVISION
Legal Lot Number	18-17
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2002
Census Tract	950100

Owner

Source: Effingham County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 N JOHN ST, TEUTOPOLIS, IL 62467-1143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Mar 24, 2020	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON AREA TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Prior Sale	Sep 28, 2015 · Amount on Record
Deed Document Number	20201248
Deed Book / Page	3543 / 328
Prior Transfer Date	Mar 23, 2020
Prior Transfer Doc	003543/330
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	405 N JOHN ST, TEUTOPOLIS, IL 62467-1143
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N JOHN ST, TEUTOPOLIS, IL 62467-1143

Mortgage

Document Number	00003621/1
Date	Oct 14, 2020
Book Page	3621/1
Instrument	202020005715

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 24, 2020
Property Address	405 N JOHN ST, TEUTOPOLIS, IL 62467-1143
Document Number	003543/328
Book / Page	3543 / 328
Instrument Date	Mar 23, 2020
Instrument	2000001248
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N JOHN ST, TEUTOPOLIS, IL 62467-1143

Mortgage

Document Number	003543/330
Date	Mar 24, 2020
Book Page	3543/330
Instrument	202020001249

Lender

Name	WASHINGTON AREA TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,347.00 (+39.04%)	$113,490 (+21.55%) Land $14,440 Building $99,050	$340,470 (+21.55%) Land $43,320 Building $297,150
2022	$4,565.00 Homeowner's exemption	$93,370 Land $11,880 Building $81,490	$280,110 Land $35,640 Building $244,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Wabash Communications.

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