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405 N Hill Rd, McHenry, IL 60051 Property Records

McHenry County property record for 405 N Hill Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details1,172 sqft · built 1976
Lot Size0.321 acres (14,017 sqft)
Owner2 Individual Names on File
Last Sale$183,000 (Nov 2019)
Deeds & MortgagesNov 2019 Sale & Mortgage
May 2017 Transfer
Flood ZoneZone X (minimal risk)
APN10-31-329-004

Property Details

APN / Parcel Number

Primary APN10-31-329-004

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,172 sqft Living Area
Gross Area1,844 sqft
1st Floor Area1,172 sqft
Basement Area672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area14,017 sqft
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address405 N HILL RD
CityMCHENRY
StateIL
Zip60051-7542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0038970 LT 4 BLK 11 KENTS ACRES UNIT 2
Legal Range09E
Legal Township45N
Legal Section31
Legal SubdivisionKENTS ACRES #2
Legal Block11
Legal Lot Number4
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3015
Census Tract870702

Owner

405 N Hill Rd is owned by two individuals who bought it in November 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record2 Individual Names on File
Mailing Address405 N HILL RD, MCHENRY, IL 60051-7542
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2019Grant Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC
May 22, 2017Quit Claim Deed, Transfer
MEADOWS TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2019 · Amount on File
Deed SaleNov 13, 2019 · Amount on File
Prior SaleMay 22, 2017
Deed Document Number2019R0038970
Record UpdatedJun 7, 2026

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateNov 13, 2019
Property Address405 N HILL RD, MCHENRY, IL 60051-7542
Document Number0000038970
Instrument DateOct 30, 2019
Instrument38970
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$274.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1551 W CRYSTAL ROCK CT #1C ROUND LAKE IL 600734635, 1C, ROUND LAKE, IL 60073-4635

Mortgage

Document Number38971
DateNov 13, 2019
Instrument38971
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 12, 2049
Interest
Rate3.75%

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateMay 22, 2017
Property Address405 N HILL RD, MCHENRY, IL 60051-7542
Document Number0000018124
Instrument DateApr 25, 2017
Instrument18124
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyMEADOWS TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address418 KENSINGTON DR MCHENRY IL 600505008, MCHENRY, IL 60050-5008

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$67,435 Land $9,840 Building $57,595$202,305 Land $29,520 Building $172,785

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 N Hill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1986–1996)
Most Recent ClaimJul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 N Hill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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