405 N Grant Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 405 N Grant Ave, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,786 sqft · built 1900
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Last Sale$87,000 (Feb 2011)
Tax Bill$2,643 (2025)
Deeds & MortgagesJul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN051-365-050-00

Property Details

APN / Parcel Number

Primary APN051-365-050-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,786 sqft Living Area
1st Floor Area1,508 sqft
Basement Area1,508 sqft
Unfinished Basement1,275 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions132 ft deep x 169 ft wide
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address405 N GRANT AVE
CityTHREE RIVERS
StateMI
Zip49093-2261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOTS 2 & 7 & S 1/2 LOT 3 BLK 7 YAUNEYS ADD CITY OF THREE RIVERS. ALSO PT OF VAC LINCOLN ST ADJ TO SD LOTS ON E.
Legal SubdivisionYAUNEYS ADD
Legal Block7
Legal Lot Number2,7
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group1
Census Block1002
Census Tract40300

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address405 N GRANT AVE, THREE RIVERS, MI 49093-2261
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2011 · Amount on Record
Deed SaleFeb 25, 2011 · Amount on Record
Deed Book / Page1605 / 604
Prior Transfer DateMay 12, 2006
Prior Transfer Doc1378/0350
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address405 N GRANT AVE, THREE RIVERS, MI 49093-2261
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 N GRANT AVE, THREE RIVERS, MI 49093-2261

Mortgage

Document Number2023005312
DateJul 24, 2023
Instrument2023005312
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term272 Months
DueMar 1, 2046

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$119,900 (+2.48%) Land $10,400 Building $109,500$239,800 (+2.48%) Land $20,800 Building $219,000
2025$2,643.00 (+13.34%) Homeowner's exemption$117,000 (+32.65%) Land $10,100 Building $106,900$234,000 (+32.65%) Land $20,200 Building $213,800
2023$88,200 Land $6,800 Building $81,400$176,400 Land $13,600 Building $162,800
2022$2,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: Metronet, T-Mobile.

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