405 N First St, Collins, MS 39428 Property Records

Covington County property record for 405 N First St, Collins, MS 39428

Property Summary

Property Type	Single Family Home
Details	1 ba · 4,021 sqft · built 1970
Lot Size	0.33 acres (14,381 sqft)
Owner	Individual Name on Record
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Oct 2024 Construction Loan Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`136R24 08300`

Property Details

APN / Parcel Number

Primary APN	`136R24 08300`
Alternative APN	`9724`

Interior

Full Baths	1 Bath
Building Area	4,021 sqft Adjusted Area
1st Floor Area	2,685 sqft
2nd Floor Area	1,074 sqft
Flooring	Hardwood
Interior Walls	Wood

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Asbestos
Lot Area	14,381 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	9724
Street Address	405 N FIRST ST
City	COLLINS
State	MS
Zip	39428-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 90, IN COLLINS ORIGINAL SURVEY 4090020-010 B 0357 P 0522 12/01/2022
Legal Range	16W
Legal Township	08N
Legal Section	24
Legal Block	90
Legal Lot Number	3
Jurisdiction	COVINGTON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1066
Census Tract	950200

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 CHANTICLEER CIR, HATTIESBURG, MS 39402-8168
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Deed of Trust, Mortgage · Construction Mortgage PRIORITYONE BANK
Aug 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage PRIORITYONE BANK
Mar 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage PRIORITYONE BANK
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage PRIORITYONE BANK
Dec 1, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 22, 2016
Transfer Doc	000319/343
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	405 N FIRST ST, COLLINS, MS 39428-5005
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CHANTICLEER CIR, HATTIESBURG, MS 39402-8168

Mortgage

Document Number	000828/668
Date	Oct 21, 2024
Book Page	828/668

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	MAGEE, MS 39111

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2055

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	405 N FIRST ST, COLLINS, MS 39428-5005
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BROOKWOOD TER, HATTIESBURG, MS 39402-1903

Mortgage

Document Number	00000837/2
Date	Aug 4, 2025
Book Page	837/2

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	MAGEE, MS 39111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	405 N FIRST ST, COLLINS, MS 39428-5005
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CHANTICLEER CIR, HATTIESBURG, MS 39402-8168

Mortgage

Document Number	00000812/1
Date	Mar 24, 2023
Book Page	812/1

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	MAGEE, MS 39111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	405 N FIRST ST, COLLINS, MS 39428-5005
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BROOKWOOD TER, HATTIESBURG, MS 39402-1903

Mortgage

Document Number	00000842/1
Date	Dec 16, 2025
Book Page	842/1

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	MAGEE, MS 39111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COVINGTON MS
Recording Date	Dec 1, 2022
Property Address	405 N FIRST ST, COLLINS, MS 39428-5005
Document Number	000357/522
Book / Page	357 / 522
Instrument Date	Nov 28, 2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86 FORREST HILL DR, HATTIESBURG, MS 39402-9599

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CHANTICLEER CIR, HATTIESBURG, MS 39402-8168

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Municipality	Collins City
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,398.00	$15,834 (-)
2024	$1,398.00 (+5.19%)	$15,834 (-)	$105,560 (-) Land $6,000 Building $99,560
2023		$15,834 (-)	$105,560 (-) Land $6,000 Building $99,560
2022	$1,329.00 (+23.4%)	$15,834	$105,560 Land $6,000 Building $99,560
2019	$1,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	12 (1980–2021)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Aug 2021 · Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLLINS serves 2,921 people · EPA ID MS0160002
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swyft Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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