Mason County property record for 405 N Elm St, Bath, IL 62617
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,702 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone AH (high risk) |
| APN | 16-08-304-003 |
| Primary APN | 16-08-304-003 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 405 N ELM ST |
|---|---|
| City | BATH |
| State | IL |
| Zip | 62617-7191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ROSS ADD'N 1/2 VACATED ALLEY BEHIND & ALL LOT 7 BLK 51 126 |
| Legal Subdivision | ROSS ADD |
| Legal Block | 51 |
| Legal Lot Number | 7 |
| Jurisdiction | MASON IL |
| Township / Civil Division | BATH |
| Census Block Group | 2 |
| Census Block | 2096 |
| Census Tract | 956600 |
405 N Elm St is owned and occupied by an individual.
Source: Mason County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 N ELM ST, BATH, IL 62617-7191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASON IL |
| Property Address | 405 N ELM ST, BATH, IL 62617-7191 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800284010 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 201800284010 |
| Name | NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 13, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 405 N Elm St was $1,702 with a homeowner's exemption, up 1.6% from the year before.
Source: Mason County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bath Village |
| County | Mason County |
| County Subdivision | Bath Township |
| Unified School District | Havana Community Unit School District 126 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,702.00 (+1.61%) | $30,086 Land $663 Building $29,423 | $90,258 Land $1,989 Building $88,269 |
| 2024 | $1,675.00 (+4.56%) | ||
| 2023 | $1,602.00 Homeowner's exemption | $25,378 Land $559 Building $24,819 | $76,134 Land $1,677 Building $74,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 N Elm St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 463.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 234 (1979–2020) |
| Claims Outside the SFHA | 38 of 234 |
| Most Recent Claim | Sep 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 N Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cass Cable TV Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Nextlink.
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