405 N Division Ave, Sterling, CO 80751 Property Records

Logan County property record for 405 N Division Ave, Sterling, CO 80751

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,260 sqft · built 1951
Lot Size	0.119 acres (5,184 sqft)
Owner	Company Name on File
Last Sale	$190,000 (Jun 2022)
Tax Bill	$1,100 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2022 Sale & Line of Credit + 4 more
Flood Zone	Zone AH (high risk)
APN	`38052529314005`

Property Details

APN / Parcel Number

Primary APN	`38052529314005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,260 sqft Heated Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	190 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	405 N DIVISION AVE
City	STERLING
State	CO
Zip	80751-3383
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 6 BLK 5 PARK 1ST ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	PARK 1ST ADDN
Legal Block	5
Legal Lot Number	6
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2016
Census Tract	966102

Owner

405 N Division Ave, a duplex, is owned by a company that bought it in June 2022.

Source: Logan County records, as of August 11, 2026

Owner of Record	Company Name on File
Mailing Address	12220 HIGHWAY 61, STERLING, CO 80751-8902
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Jun 15, 2022	Special Warranty Deed, Transfer · Line of Credit BANK OF THE WEST
Jan 6, 2022	Special Warranty Deed, Transfer TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC
Dec 29, 2021	Special Warranty Deed, Transfer TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit ENT CU
Feb 8, 2019	Warranty Deed, Transfer AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Jan 6, 2022 · Amount on File
Deed Document Number	2022761938
Deed Book / Page	1050 / 128
Prior Transfer Date	Jan 5, 2011
Prior Transfer Doc	0000701941
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	405 N DIVISION AVE, STERLING, CO 80751-3383
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000763246
Date	Sep 12, 2022
Book Page	1051/436
Instrument	763246

Lender

Name	BANK OF COLORADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2032

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jun 15, 2022
Property Address	405 N DIVISION AVE, STERLING, CO 80751-3383
Document Number	0000761938
Book / Page	1050 / 128
Instrument Date	Jun 15, 2022
Instrument	761938
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12220 HIGHWAY 61, STERLING, CO 80751-8902

Mortgage

Document Number	0000761837
Date	Jun 15, 2022
Instrument	761837

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jan 6, 2022
Property Address	405 N DIVISION AVE, STERLING, CO 80751-3383
Document Number	0000759217
Book / Page	1047 / 406
Instrument Date	Dec 28, 2021
Instrument	759217
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$16.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2000 S COLORADO BLVD # BLVD1-1300, 2000, DENVER, CO 80222-7900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22561 COUNTY ROAD 39, LA SALLE, CO 80645-8728

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Dec 29, 2021
Property Address	405 N DIVISION AVE, STERLING, CO 80751-3383
Document Number	0000759129
Book / Page	1047 / 318
Instrument Date	Dec 27, 2021
Instrument	759129
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9891 OVID LN, 9891, LITTLETON, CO 80125-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 S COLORADO BLVD STE 1300, 1300, DENVER, CO 80222-7942
Investor	Possibly a Property Investor

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	405 N DIVISION AVE, STERLING, CO 80751-3383
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000756019
Date	Jun 29, 2021
Book Page	1044/207
Instrument	756019

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Feb 8, 2019
Property Address	405 N DIVISION AVE, STERLING, CO 80751-3383
Document Number	0000743484
Book / Page	001031 / 000661
Instrument Date	Feb 7, 2019
Instrument	743484
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9891 OVID LN LITTLETON CO 801258720, LITTLETON, CO 80125-8720

Mortgage

Document Number	743485
Date	Feb 8, 2019
Book Page	001031/000662
Instrument	743485

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 405 N Division Ave was $1,100.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,100.00	$13,123	$209,964 Land $26,000 Building $183,964
2023	$409.00 (-36.49%)	$112,650 (+1,370.63%) Land $19,500 Building $93,150	$112,650 (-) Land $19,500 Building $93,150
2022	$644.00	$7,660 Land $1,330 Building $6,330	$112,650 Land $19,500 Building $93,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 N Division Ave in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 N Division Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

Cell Coverage

5G (outdoors only) and 4G LTE

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