405 N Diagonal St, Decherd, TN 37324 Property Records

Franklin County property record for 405 N Diagonal St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,467 sqft · built 1922
Lot Size	0.39 acres (17,000 sqft)
Owner	Individual Name on Record
Last Sale	$162,900 (Sep 2023)
Tax Bill	$510 (2022)
Deeds & Mortgages	Sep 2023 Sale Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026056J B 01700`

Property Details

APN / Parcel Number

Primary APN	`026056J B 01700`
Alternative APN	`056J B 01700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,467 sqft Living Area
1st Floor Area	1,467 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1982
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,000 sqft (0.39 acres)
Lot Dimensions	200 ft deep x 85 ft wide
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 N DIAGONAL ST
City	DECHERD
State	TN
Zip	37324-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: D04
Legal Subdivision	LOVE & HENRY
Legal Block	B
Legal Lot Number	1
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1017
Census Tract	960401

Owner

Source: Franklin County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 710, ATOKA, TN 38004-0710
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer
Jun 28, 2022	Warranty Deed, Transfer · VA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Jun 28, 2022 · Amount on Record
Deed Document Number	20235703
Deed Book / Page	479 / 327
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Sep 18, 2023
Property Address	405 N DIAGONAL ST, DECHERD, TN 37324-3309
Document Number	0023005703
Book / Page	D479 / 327
Map Reference	MB 40 PG 511
Instrument Date	Sep 14, 2023
Instrument	23005703
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$602.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 710, ATOKA, TN 38004-0710
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 28, 2022
Property Address	405 N DIAGONAL ST, DECHERD, TN 37324-3309
Document Number	0022005287
Book / Page	D467 / 744
Map Reference	MB 40 PG 511
Instrument Date	Jun 27, 2022
Instrument	22005287
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N DIAGONAL ST, DECHERD, TN 37324-3309
Investor	Possibly a Property Investor

Mortgage

Document Number	0022005288
Date	Jun 28, 2022
Instrument	22005288

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,975 (-) Land $1,925 Building $22,050
2023		$23,975 (+22.48%) Land $1,925 Building $22,050
2022	$510.00	$19,575 Land $1,925 Building $17,650	$95,900 (+22.48%) Land $7,700 Building $88,200
2021			$78,300 Land $7,700 Building $70,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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