405 N Clayton St, Bloomington, IL 61701 Property Records

McLean County property record for 405 N Clayton St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,358 sqft · built 1920
Lot Size	0.065 acres (2,849 sqft)
Owner	Individual Name on Record
Tax Bill	$2,077 (2024)
Deeds & Mortgages	May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-04-284-003`

Property Details

APN / Parcel Number

Primary APN	`21-04-284-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
Gross Area	1,622 sqft
1st Floor Area	948 sqft
Basement Area	264 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Shingles
Roof Material	Asphalt
Lot Area	2,849 sqft (0.065 acres)
Lot Dimensions	60 ft deep x 45 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	405 N CLAYTON ST
City	BLOOMINGTON
State	IL
Zip	61701-4169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ASSR SUB BLK 7- DIMMETTS 5TH ADD S45 LOT 5
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	ASSR SUB
Legal Block	7
Legal Lot Number	5
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1012
Census Tract	1700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87-123 LINAKOLA ST, WAIANAE, HI 96792-3145
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 10, 2023
Transfer Doc	0000006891
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	May 31, 2023
Property Address	405 N CLAYTON ST, BLOOMINGTON, IL 61701-4169
Document Number	202300006891
Instrument Date	Apr 10, 2023
Instrument	2023-00006891
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 123 LINAKOLA ST, WAIANAE, HI 96792-3145

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,561 (+22.28%) Land $6,476 Building $21,085	$82,683 (+22.28%) Land $19,428 Building $63,255
2024	$2,077.00 (+10.3%)
2023	$1,883.00 (+5.43%)	$22,540 (+7.26%) Land $5,296 Building $17,244	$67,620 (+7.26%) Land $15,888 Building $51,732
2022	$1,786.00	$21,015 Land $4,938 Building $16,077	$63,045 Land $14,814 Building $48,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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