405 N Chaparral Way, Crestone, CO 81131 Property Records

Saguache County property record for 405 N Chaparral Way, Crestone, CO 81131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 2009
Owner	Individual Name on Record
Last Sale	$439,000 (Apr 2025)
Tax Bill	$3,111 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R011063`

Property Details

APN / Parcel Number

Primary APN	`R011063`
Alternative APN	`460505000104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,764 sqft Heated Area
Gross Area	1,964 sqft
1st Floor Area	1,764 sqft

Exterior

Year Built	Built 2009
Architectural Style	Ranch
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Other
Garage Type	Detached
Garage Area	936 sqft
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R011063
Street Address	405 N CHAPARRAL WAY
City	CRESTONE
State	CO
Zip	81131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BACA GRANDE CHALET I LOT 405 MAP 9
Legal Subdivision	BACA GRANDE CHALET I
Legal Lot Number	405
Jurisdiction	SAGUACHE CO
Township / Civil Division	SAGUACHE
Census Block Group	3
Census Block	3058
Census Tract	977600

Owner

Source: Saguache County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	326 HILLS CIR, PAGOSA SPRINGS, CO 81147-8599
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jan 28, 2020	Re-recorded Document · Line of Credit FIRST SOUTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	403495
Record Updated	Jun 8, 2026

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SAGUACHE CO
Recording Date	Aug 3, 2020
Property Address	405 N CHAPARRAL WAY, CRESTONE, CO 81131
Document Number	0000390965
Instrument Date	Jul 31, 2020
Instrument	390965
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6550 W 11TH AVE, LAKEWOOD, CO 80214-1925

Mortgage

Document Number	0000390966
Date	Aug 3, 2020
Instrument	390966

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

January 2020: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SAGUACHE CO
Recording Date	Jan 28, 2020
Property Address	405 N CHAPARRAL WAY, CRESTONE, CO 81131
Document Number	0000389693
Instrument Date	Jan 10, 2020
Instrument	389693
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 214, CRESTONE, CO 81131-0214

Mortgage

Document Number	0000389692
Date	Jan 28, 2020
Instrument	389692

Lender

Name	FIRST SOUTHWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Saguache County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Saguache County
Unified School District	Moffat School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,111.00 (-3.17%)	$26,215 (+1.24%) Land $438 Building $25,777	$419,436 (+8.53%) Land $7,000 Building $412,436
2023	$3,213.00 (+33.82%)	$25,894 (+36.53%) Land $411 Building $25,483	$386,477 (+45.7%) Land $6,128 Building $380,349
2022	$2,401.00	$18,966 Land $501 Building $18,465	$265,248 Land $7,000 Building $258,248

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BACA GRANDE WSD serves 2,006 people · EPA ID CO0155200
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ciello Fixed Wireless	300 / 300

May also be available: Fidium Fiber, Viaero Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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