405 N Central Ave, Troy, TX 76579 Property Records

Bell County property record for 405 N Central Ave, Troy, TX 76579

Property Summary

Property Type	Commercial
Details	4 bd · 1 ba · 4,800 sqft · built 2022
Lot Size	0.698 acres (30,444 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,925 (2023)
Flood Zone	Zone X (minimal risk)
APN	`0375290000`

Property Details

APN / Parcel Number

Primary APN	`0375290000`
Alternative APNs	`745164` `4981`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	4,800 sqft Gross Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2022
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Gravel
Lot Area	30,444 sqft (0.698 acres)
Lot Dimensions	258 ft deep x 118 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	745164
Street Address	405 N CENTRAL AVE
City	TROY
State	TX
Zip	76579-2559
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	LI
Legal Description	NATE CARPENTER ADDITION, BLOCK 001, LOT 16, 17
Legal Subdivision	NATE CARPENTER ADDITION
Legal Block	1
Legal Lot Number	16,17 17
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2008
Census Tract	20102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12046 S WHITEHALL RD, MOODY, TX 76557-3794
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2011
Deed Sale	Dec 12, 2011
Deed Document Number	201100043886
Record Updated	Jun 7, 2026

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,925.00 (+550.34%)	$114,755 Land $15,222 Building $99,533	$114,755 Land $15,222 Building $99,533
2022	$296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100