405 N Capitol Ave, Mount Sterling, IL 62353 Property Records

Brown County property record for 405 N Capitol Ave, Mount Sterling, IL 62353

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,710 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jun 2021)
Flood Zone	Zone X (minimal risk)
APN	`05-08-477-010`

Property Details

APN / Parcel Number

Primary APN	`05-08-477-010`
Alternative APN	`05-071-007-00`

Exterior

Lot Area	10,710 sqft (0.25 acres)
Lot Dimensions	153 ft deep x 70 ft wide

Location & Zoning

Street Address	405 N CAPITOL AVE
City	MOUNT STERLING
State	IL
Zip	62353-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN W SD SE SE SEC 8
Jurisdiction	BROWN IL
Township / Civil Division	MOUNT STERLING
Census Block Group	1
Census Block	1040
Census Tract	970500

Owner

405 N Capitol Ave is owned and occupied by two individuals who bought it in June 2021.

Source: Brown County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 N CAPITOL AVE, MOUNT STERLING, IL 62353-1101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Brown County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Brown County
County Subdivision	Mount Sterling Township
Municipality	Mount Sterling City
Unified School District	Brown County Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,477 (+7.24%) Land $2,778 Building $57,699	$181,431 (+7.24%) Land $8,334 Building $173,097
2024	Additional exemption filed	$56,394 Land $2,590 Building $53,804	$169,182 Land $7,770 Building $161,412
2022		$50,088 Land $2,443 Building $47,645	$150,264 Land $7,329 Building $142,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 N Capitol Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 N Capitol Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT STERLING serves 3,271 people · EPA ID IL0090100
Water Source	Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cass Cable TV Fiber	2,000 / 2,000
Adams Telsystems Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20