405 N Bell Ave, Springfield, OH 45504 Property Records

Clark County property record for 405 N Bell Ave, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 1897
Lot Size	0.107 acres (4,691 sqft)
Owner	Individual on Record
Last Sale	$97,000 (Oct 2022)
Tax Bill	$857 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-06-00005-305-004`

Property Details

APN / Parcel Number

Primary APN	`340-06-00005-305-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,436 sqft Living Area
1st Floor Area	568 sqft
Basement Area	104 sqft
Unfinished Basement	104 sqft

Exterior

Year Built	Built 1897
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,691 sqft (0.107 acres)
Lot Dimensions	134 ft deep x 35 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	91 sqft
Deck Area	224 sqft
Patio Area	224 sqft
Canopy	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 N BELL AVE
City	SPRINGFIELD
State	OH
Zip	45504-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILKER ALL; 4857
Legal Subdivision	HILKER
Legal Block	305
Legal Lot Number	4857
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1006
Census Tract	3400

Owner

Source: Clark County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	405 N BELL AVE, SPRINGFIELD, OH 45504-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 12, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jul 1, 2021	Survivorship Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	4397
Deed Book / Page	2216 / 3758
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	405 N BELL AVE, SPRINGFIELD, OH 45504-2301
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N BELL AVE, SPRINGFIELD, OH 45504-2301

Mortgage

Document Number	0000013685
Date	Oct 21, 2025
Book Page	2259/1726
Instrument	202500013685

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Oct 12, 2022
Property Address	405 N BELL AVE, SPRINGFIELD, OH 45504-2301
Document Number	0000015254
Book / Page	2216 / 3758
Map Reference	MB 2 PG 146
Instrument Date	Sep 30, 2022
Instrument	202200015254
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	405 N BELL AVE, SPRINGFIELD, OH 45504-2301

Mortgage

Document Number	0000015255
Date	Oct 12, 2022
Instrument	202200015255

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

July 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLARK OH
Recording Date	Jul 1, 2021
Property Address	405 N BELL AVE, SPRINGFIELD, OH 45504-2301
Document Number	0000011467
Book / Page	2193 / 3980
Map Reference	MB 2 PG 147
Instrument Date	Jun 28, 2021
Instrument	202100011467
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	OHIO REAL ESTATE TITLE, OHIO REAL ESTATE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	230 E MADISON AVE, SPRINGFIELD, OH 45503-3718

Mortgage

Document Number	0000011468
Date	Jul 1, 2021
Instrument	202100011468

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,370 (+126.91%) Land $3,750 Building $34,620	$109,620 (+126.96%) Land $10,720 Building $98,900
2024	$857.00 (+0.23%)
2023		$16,910 Land $2,870 Building $14,040
2022	$855.00		$48,300 Land $8,190 Building $40,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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