405 N 5th St, Eldridge, IA 52748 Property Records

Scott County property record for 405 N 5th St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1963
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,982 (2026)
Deeds & Mortgages	Feb 2005 Mortgage May 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`931148102`

Property Details

APN / Parcel Number

Primary APN	`931148102`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Finished Basement	280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	112 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Patio Area	320 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	405 N 5TH ST
City	ELDRIDGE
State	IA
Zip	52748-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAY'S 1ST ADD LOT: 002 KAY'S 1ST ADD
Legal Subdivision	KAY'S 1ST ADD
Legal Lot Number	2
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1013
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	405 N 5TH ST, ELDRIDGE, IA 52748-1126
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2005	Deed of Trust, Mortgage · Conventional Mortgage DUTRAC COMMUNITY CU
May 13, 2005	Deed of Trust, Mortgage · Conventional Mortgage DUTRAC COMMUNITY CU
Jul 6, 2005	Deed of Trust, Mortgage · Conventional Mortgage DURTACT COMMUNITY CU
Aug 6, 2015	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU
Dec 23, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 17, 2024
Transfer Doc	2024022690
Record Updated	Oct 29, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	405 N 5TH ST, ELDRIDGE, IA 52748-1126
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500004088
Date	Feb 9, 2005
Instrument	2005-00004088

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	ELDRIDGE, IA 52748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 5, 2015

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	405 N 5TH ST, ELDRIDGE, IA 52748-1126
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500015160
Date	May 13, 2005
Instrument	2005-00015160

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2015

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	405 N 5TH ST, ELDRIDGE, IA 52748-1126
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500021846
Date	Jul 6, 2005
Instrument	2005-00021846

Lender

Name	DURTACT COMMUNITY CU
Address	DUBUQUE, IA 52004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	118 Months
Due	May 15, 2015

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	405 N 5TH ST, ELDRIDGE, IA 52748-1126
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500020350
Date	Aug 6, 2015
Instrument	2015-00020350

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 5, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT IA
Recording Date	Dec 23, 2024
Property Address	405 N 5TH ST, ELDRIDGE, IA 52748-1126
Document Number	2024022690
Instrument Date	Dec 17, 2024
Instrument	2024-022690
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N 5TH ST, ELDRIDGE, IA 52748-1126

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,982.00	$201,100 (-) Land $48,900 Building $152,200	$201,100 (-) Land $48,900 Building $152,200
2025	$1,982.00 (+5.65%) Homeowner's exemption	$201,100 (+12.53%) Land $48,900 Building $152,200	$201,100 (+12.53%) Land $48,900 Building $152,200
2024	$1,876.00 (-9.2%)
2023		$178,700 Land $32,600 Building $146,100	$178,700 Land $32,600 Building $146,100
2022	$2,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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