405 N 5th Ave, Sterling, CO 80751 Property Records

Logan County property record for 405 N 5th Ave, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,028 sqft · built 1960
Lot Size	0.096 acres (4,182 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Mar 2010)
Tax Bill	$463 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2026 Line of Credit
Flood Zone	Zone AH (high risk)
APN	`38052529318005`

Property Details

APN / Parcel Number

Primary APN	`38052529318005`
Alternative APN	`5980000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,028 sqft Heated Area
1st Floor Area	848 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	70 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	260 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	5980000
Street Address	405 N 5TH AVE
City	STERLING
State	CO
Zip	80751-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDN STERLING; E 70' OF LOT 6 & E 70' OF N1/2 OF LOT 7 BLK 8 PARK 3RD
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	PARK 3RD
Legal Block	8
Legal Lot Number	6-7
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2093
Census Tract	966102

Owner

405 N 5th Ave is owned and occupied by an individual who bought it in March 2010.

Source: Logan County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	405 N 5TH AVE, STERLING, CO 80751-3019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage EQUITABLE SLA
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2010 · Amount on File
Deed Sale	Mar 30, 2010 · Amount on File
Deed Document Number	2010698097
Deed Book / Page	986 / 254
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	405 N 5TH AVE, STERLING, CO 80751-3019
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000754807
Date	Apr 16, 2021
Book Page	1042/990
Instrument	754807

Lender

Name	EQUITABLE SLA
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Recording Date	Apr 29, 2026
Property Address	405 N 5TH AVE, STERLING, CO 80751-3019
Document Number	0000779911
Book / Page	1068 / 117
Instrument Date	Apr 23, 2026
Instrument	2026779911
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N 5TH AVE, STERLING, CO 80751-3019

Mortgage

Document Number	0000779911,
Date	Apr 29, 2026
Book Page	1068/117
Instrument	2026779911

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 405 N 5th Ave was $463.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$463.00	$10,712	$171,394 Land $10,500 Building $160,894
2023	$223.00 (-67.45%)	$119,570 (+1,338.87%) Land $10,500 Building $109,070	$119,570 (-) Land $10,500 Building $109,070
2022	$685.00	$8,310 Land $730 Building $7,580	$119,570 Land $10,500 Building $109,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 N 5th Ave in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 N 5th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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