405 N 4th St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 405 N 4th St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,064 sqft · built 1890
Lot Size	0.295 acres (12,870 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Sep 2023)
Tax Bill	$4,434 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.503.1440`

Property Details

APN / Parcel Number

Primary APN	`19.503.1440`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
Basement Area	868 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,870 sqft (0.295 acres)
Lot Dimensions	165 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	343 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Street Address	405 N 4TH ST
City	SAINT PETER
State	MN
Zip	56082-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	DODDS ADDITION
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3060
Census Tract	480300

Owner

405 N 4th St is owned and occupied by an individual who bought it in September 2023.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	405 N 4TH ST, SAINT PETER, MN 56082-1921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage PRIMESOURCE FUNDING INC
Sep 22, 2023	Warranty Deed, Transfer · Conventional Mortgage PRIMESOURCE FUNDING INC
Sep 30, 2020	Warranty Deed, Transfer · Conventional Mortgage ROUNDBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Sep 30, 2020 · Amount on File
Deed Document Number	20231582560
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	405 N 4TH ST, SAINT PETER, MN 56082-1921
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000349952
Date	Mar 28, 2024
Instrument	349952

Lender

Name	PRIMESOURCE FUNDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2039

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Sep 22, 2023
Property Address	405 N 4TH ST, SAINT PETER, MN 56082-1921
Document Number	0000348277
Instrument Date	Sep 15, 2023
Instrument	348277
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N 4TH ST, SAINT PETER, MN 56082-1921

Mortgage

Document Number	0000348278
Date	Sep 22, 2023
Instrument	348278

Lender

Name	PRIMESOURCE FUNDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Sep 30, 2020
Property Address	405 N 4TH ST, SAINT PETER, MN 56082-1921
Document Number	334144
Instrument Date	Sep 28, 2020
Instrument	334144
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE MANKATO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N 4TH ST, SAINT PETER, MN 56082-1921

Mortgage

Document Number	334145
Date	Sep 30, 2020
Instrument	334145

Lender

Name	ROUNDBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 405 N 4th St was $4,434 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,434.00 Homeowner's exemption	$295,600 Land $41,700 Building $253,900	$295,600 Land $41,700 Building $253,900
2025	$4,434.00
2023	$3,298.00 Homeowner's exemption	$282,600 Land $41,700 Building $240,900	$282,600 Land $41,700 Building $240,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 N 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 N 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
Midco Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire, Verizon.

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