405 N 3rd St, McCall, ID 83638 Property Records

Valley County property record for 405 N 3rd St, McCall, ID 83638

Property Summary

Property Type	Commercial
Details	2,590 sqft · built 1997
Lot Size	0.335 acres (14,593 sqft)
Owner	Company Name on Record
Tax Bill	$3,900 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPM0096001001D`

Property Details

APN / Parcel Number

Primary APN	`RPM0096001001D`
Alternative APN	`745221`

Interior

Building Area	2,590 sqft Building Perimeter
1st Floor Area	2,590 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Lot Area	14,593 sqft (0.335 acres)

Location & Zoning

Street Address	405 N 3RD ST
City	MCCALL
State	ID
Zip	83638
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	GEELAN ADDITION PT. TAX NO. 4 IN LOT 1 BLOCK 1
Legal Subdivision	GEELAN ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	VALLEY ID
Township / Civil Division	MCCALL
Census Block Group	4
Census Block	4066
Census Tract	970200

Owner

Source: Valley County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1613, MERIDIAN, ID 83680-1613
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage RAY WOLVERTON
Jul 19, 2019	Deed of Trust, Mortgage KENNETH FERNANDEZ
Jun 13, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE - MCCALL, FIRST AMERICAN TITLE MCCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019
Deed Sale	Jun 13, 2019
Deed Document Number	2019421261
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	405 N 3RD ST, MCCALL, ID 83638
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1613, MERIDIAN, ID 83680-1613

Mortgage

Document Number	0000457514
Date	Jun 16, 2023
Instrument	457514

Lender

Name	RAY WOLVERTON
Type	Private Party
Address	13065 W 9TH ST, CALDWELL, ID 83607

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Dec 14, 2023

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	405 N 3RD ST, MCCALL, ID 83638
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000422086
Date	Jul 19, 2019
Instrument	422086

Lender

Name	KENNETH FERNANDEZ
Type	Private Party
Address	405 N 3RD ST, MCCALL, ID 83638

Agreement

Amount	Amount Recorded
Term	2 Months
Due	Sep 12, 2019

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	Jun 13, 2019
Property Address	405 N 3RD ST, MCCALL, ID 83638
Document Number	0000421261
Map Reference	DOC 21984
Instrument Date	Apr 2, 2019
Instrument	421261
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	FIRST AMERICAN TITLE - MCCALL, FIRST AMERICAN TITLE MCCALL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 E 8TH STREET #201 # 201, 201, EAGLE, ID 82616

Tax Assessment & Valuation

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Valley County
Municipality	McCall City
Unified School District	McCall-Donnelly Joint School District 421 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$827,696 (+3.78%) Land $287,966 Building $539,730	$827,696 (+3.78%) Land $287,966 Building $539,730
2025	$3,900.00 (+44.98%)	$797,562 (+44.44%) Land $283,043 Building $514,519	$797,562 (+44.44%) Land $283,043 Building $514,519
2023	$2,690.00 (-10.21%)	$552,187 Land $246,124 Building $306,063	$552,187 Land $246,124 Building $306,063
2022	$2,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCCALL serves 4,423 people · EPA ID ID4430033
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Jul 2024 Turbidity resolved · Jul 2023
Treatment and Procedure	Lead public education Mar 2024
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Ziply Fiber.

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