405 N 2nd St, Colby, WI 54421 Property Records

Clark County property record for 405 N 2nd St, Colby, WI 54421

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (May 2018)
Tax Bill	$5,140 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`211.0172.000`

Property Details

APN / Parcel Number

Primary APN	`211.0172.000`
Alternative APNs	`117383` `148373` `235021`

Exterior

Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Account Number	235021
Street Address	405 N 2ND ST
City	COLBY
State	WI
Zip	54421-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10 BLK 11 SALTER'S AD DITION CITY OF COLBY
Legal Range	1E
Legal Township	28N
Legal Section	13
Legal Subdivision	SALTER'S ADDITION
Legal Block	11
Legal Lot Number	9-10
Jurisdiction	CLARK WI
Township / Civil Division	COLBY
Census Block Group	4
Census Block	4016
Census Tract	950100

Owner

405 N 2nd St is owned and occupied by an individual who bought it in May 2018.

Source: Clark County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	405 N 2ND ST, COLBY, WI 54421-9607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage ABBY BANK
Nov 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage ABBY BANK
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ABBY BANK
May 4, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 16, 2009	Quit Claim Deed, Transfer MID WISCONSIN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Deed Document Number	2018624286
Prior Transfer Date	Jun 10, 2009
Prior Transfer Doc	000872/958
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WI
Property Address	405 N 2ND ST, COLBY, WI 54421-9607
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000630460
Date	Jul 5, 2019
Instrument	630460

Lender

Name	ABBY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WI
Property Address	405 N 2ND ST, COLBY, WI 54421-9607
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000627515
Date	Nov 29, 2018
Instrument	627515

Lender

Name	ABBY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WI
Property Address	405 N 2ND ST, COLBY, WI 54421-9607
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000637358
Date	Aug 11, 2020
Instrument	637358

Lender

Name	ABBY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WI
Recording Date	May 4, 2018
Property Address	405 N 2ND ST, COLBY, WI 54421-9607
Document Number	0000624286
Instrument Date	May 4, 2018
Instrument	624286
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	MIDWESTERN TITLE, MIDWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N 2ND ST, COLBY, WI 54421-9607

Mortgage

Document Number	0000624287
Date	May 4, 2018
Instrument	624287

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2009: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARK WI
Recording Date	Jun 16, 2009
Property Address	405 N 2ND ST, COLBY, WI 54421-9607
Document Number	000872/958
Book / Page	872 / 958
Instrument Date	Jun 10, 2009
Instrument	567812
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	GOWEY ABSTRACT AND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	H3469 BLACKBERRY RD, UNITY, WI 54488-9690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N 2ND ST, COLBY, WI 54421-9607

Mortgage

Document Number	000872/959
Date	Jun 16, 2009
Book Page	872/959
Instrument	567813

Lender

Name	MID WISCONSIN BANK
Address	134 S 8TH ST, MEDFORD, WI 54451

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 405 N 2nd St was $5,140 with a homeowner's exemption.

Source: Clark County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Clark County
Municipality	Colby City
Unified School District	Colby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,140.00 Homeowner's exemption	$288,800 Land $14,800 Building $274,000	$305,200
2023	$3,582.00 Homeowner's exemption	$128,600 Land $11,300 Building $117,300	$192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 N 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 N 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLBY WATERWORKS serves 1,829 people · EPA ID WI7370169
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Country Wireless Fixed Wireless	100 / 100

May also be available: Verizon.

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