Berks County property record for 405 N 12th St, Reading, PA 19604 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,816 sqft · built 1900 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jun 2021) |
| Tax Bill | $1,036 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5317-62-12-7534 |
| Primary APN | 5317-62-12-7534 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 1,816 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,742 sqft (0.04 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11186250 |
|---|---|
| Street Address | 405 N 12TH ST |
| City | READING |
| State | PA |
| Zip | 19604-2820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 12 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1600 |
Source: Berks County records · APN 5317-62-12-7534
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 N 12TH ST, READING, PA 19604-2820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Prior Sale | Jul 07, 2011 · Amount on Record |
| Deed Document Number | 202132715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 30, 2021 |
| Property Address | 405 N 12TH ST, READING, PA 19604-2820 |
| Document Number | 0000032715 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021032715 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 N 12TH ST, READING, PA 19604-2820 |
| Document Number | 0000032716 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021032716 |
| Name | CUSTOMERS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,036.00 (+6.69%) | $36,700 (-) Land $13,000 Building $23,700 | $13,000 (-64.58%) Land $13,000 |
| 2024 | $971.00 | $36,700 Land $13,000 Building $23,700 | |
| 1994 | $36,700 Land $13,000 Building $23,700 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2,831 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Greenlight Networks Holding | Fiber | 10,000 / 10,000 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: T-Mobile USA, Verizon, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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