405 N 10th St, Central Point, OR 97502 Property Records

Jackson County property record for 405 N 10th St, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,199 sqft · built 1961
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (May 2018)
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372W02CB1000`

Property Details

APN / Parcel Number

Primary APN	`372W02CB1000`
Alternative APNs	`372W02CB01000` `10132521`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,199 sqft Living Area
1st Floor Area	1,199 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	405 N 10TH ST
City	CENTRAL POINT
State	OR
Zip	97502-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Range	02W
Legal Township	37S
Legal Section	02
Legal Quarter	3
Legal Subdivision	PATTISON ADD
Legal Block	1
Legal Lot Number	2-3
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	1
Census Block	1000
Census Tract	1002

Owner

405 N 10th St is owned and occupied by two individuals who acquired it in February 2021.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 N 10TH ST, CENTRAL POINT, OR 97502-2143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 18, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 10, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Prior Sale	Apr 10, 2017 · Amount on File
Deed Document Number	201815388
Last Transfer Date	Feb 22, 2021
Transfer Doc	0000008918
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Feb 26, 2021
Property Address	405 N 10TH ST, CENTRAL POINT, OR 97502-2143
Document Number	0000008918
Map Reference	DOC 76-19769
Instrument Date	Feb 22, 2021
Instrument	2021-008918
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N 10TH ST, CENTRAL POINT, OR 97502-2143

Mortgage

Document Number	0000008919
Date	Feb 26, 2021
Instrument	2021-008919

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	May 18, 2018
Property Address	405 N 10TH ST, CENTRAL POINT, OR 97502-2143
Document Number	0000015388
Map Reference	VOL1 PG63
Instrument Date	May 18, 2018
Instrument	2018-015388
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	405 N 10TH ST, CENTRAL POINT, OR 97502-2143

Mortgage

Document Number	0000015389
Date	May 18, 2018
Instrument	2018-015389

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Apr 10, 2017
Property Address	405 N 10TH ST, CENTRAL POINT, OR 97502-2143
Document Number	0000011773
Instrument Date	Apr 7, 2017
Instrument	11773
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 LARCH AVE CENTRAL POINT OR 975021204, CENTRAL POINT, OR 97502-1204

Tax Assessment & Valuation

The 2025 property tax bill for 405 N 10th St was $2,456, up 2.5% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,440 (+3%)	$310,250 (+7.84%) Land $146,320 Building $163,930
2025	$2,456.00 (+2.5%)	$144,120 (+2.99%) Land $70,840 Building $73,280	$287,690 (+7.26%) Land $133,000 Building $154,690
2024	$2,396.00 (+3.32%)	$139,930 (+3%) Land $68,780 Building $71,150	$268,210 (+20.28%) Land $129,000 Building $139,210
2023	$2,319.00 (+2.38%)	$135,860 (+2.99%) Land $66,780 Building $69,080	$222,980 (-24.49%) Land $149,930 Building $73,050
2022	$2,265.00	$131,910 Land $64,830 Building $67,080	$295,280 Land $121,040 Building $174,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 N 10th St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1983–1997)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Jan 1997 · river or lake flooding
Claims by Event	Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 N 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications.

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