405 Mountain Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 405 Mountain Rd, Holyoke, MA 01040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,682 sqft · built 1946
Lot Size7.54 acres (328,442 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Jul 2015)
Tax Bill$4,880 (2026)
Deeds & MortgagesOct 2025 Transfer
Jun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNHOLY M:0190 B:0000 L:7

Property Details

APN / Parcel Number

Primary APNHOLY M:0190 B:0000 L:7

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,682 sqft Living Area
Gross Area2,776 sqft
Basement Area824 sqft
Unfinished Basement412 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area328,442 sqft (7.54 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address405 MOUNTAIN RD
CityHOLYOKE
StateMA
Zip01040-9526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number7
JurisdictionHOLYOKE MA
Township / Civil DivisionHOLYOKE
Census Block Group1
Census Block1014
Census Tract812101

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 MOUNTAIN RD, HOLYOKE, MA 01040-9526
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Quit Claim Deed, Transfer
Quitclaim
Jun 6, 2023Deed of Trust, Mortgage · Line of Credit
HOLYOKE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2015 · Amount on Record
Deed SaleJul 10, 2015 · Amount on Record
Deed Book / Page20782 / 582
Last Transfer DateOct 14, 2025
Transfer Doc026067-481
Record UpdatedOct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOLYOKE MA
Recording DateOct 14, 2025
Property Address405 MOUNTAIN RD, HOLYOKE, MA 01040-9526
Document Number026067-481
Book / Page26067 / 481
Instrument DateOct 14, 2025
Instrument48878
Transaction TypeTransfer
Record UpdatedNov 5, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 MOUNTAIN RD, HOLYOKE, MA 01040-9526

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLYOKE MA
Property Address405 MOUNTAIN RD, HOLYOKE, MA 01040-9526
Transaction TypeMortgage
Record UpdatedJun 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025031-327
DateJun 6, 2023
Book Page25031/327
Instrument25599
Lender
NameHOLYOKE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityHolyoke City
Unified School DistrictHolyoke School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,880.00 (+7.47%)$280,000 (+7.65%) Land $117,700 Building $162,300$284,408 (-19.85%)
2025$4,541.00 (+2.9%)$260,100 (+11.68%) Land $110,100 Building $150,000$354,825 (+1.77%)
2024$4,413.00 (+3.49%)$232,900 (+2.46%) Land $104,600 Building $128,300$348,650
2023$4,264.00$227,300 Land $104,600 Building $122,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Netafy
Fixed Wireless
150 / 150

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