405 Mossy Ct, Lincoln, CA 95648 Property Records

Placer County property record for 405 Mossy Ct, Lincoln, CA 95648

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,674 sqft · built 2006
Lot Size0.131 acres (5,712 sqft)
OwnerTrust Name on File
Last Sale$391,000 (Mar 2006)
Tax Bill$6,461 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN338-350-021-000

Property Details

APN / Parcel Number

Primary APN338-350-021-000
Alternative APN
  • 338-350-021

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,674 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Construction TypeFrame
Lot Area5,712 sqft (0.131 acres)
Garage Area453 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number338-350-021
Street Address405 MOSSY CT
CityLINCOLN
StateCA
Zip95648-8158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 SUN CITY LINCOLN HILLS VILLAGE 43B MOR Z-99
Legal SubdivisionSUN CITY LINCOLN HILLS
Legal Lot Number21
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1000
Census Tract23800

Owner

405 Mossy Ct is held in a trust since February 2010.

Source: Placer County records, as of July 13, 2026

Owner of RecordTrust Name on File
Mailing Address2244 BEL AIR LN, ROSEVILLE, CA 95678-3408
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2006 · Amount on File
Deed SaleMar 3, 2006 · Amount on File
Deed Document Number200623361
Last Transfer DateFeb 24, 2010
Transfer Doc0000017950
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address405 MOSSY CT, LINCOLN, CA 95648-8158
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093668
DateNov 28, 2017
Instrument2017-0093668
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 405 Mossy Ct was $6,461.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityLincoln City
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$545,001 (+2%) Land $143,565 Building $401,436
2025$6,461.00$534,315 Land $140,750 Building $393,565
2023$6,292.00 (+1.68%)$513,570 Land $135,286 Building $378,284
2022$6,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 Mossy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Mossy Ct is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLN
serves 56,268 people · EPA ID CA3110004
Water SourcePurchased surface water from PLACER CWA - FOOTHILL
Last State InspectionJan 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Corridor Wireless
Fixed Wireless
100 / 100
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Succeed.Net.

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