405 Moss St, Chula Vista, CA 91911 Property Records

San Diego County property record for 405 Moss St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1952
Lot Size	0.176 acres (7,676 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Mar 2011)
Tax Bill	$3,681 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`618-191-12-00`

Property Details

APN / Parcel Number

Primary APN	`618-191-12-00`
Alternative APN	`6181901200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,148 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	7,676 sqft (0.176 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	6181901200
Street Address	405 MOSS ST
City	CHULA VISTA
State	CA
Zip	91911-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	QSEC 145 LOT 4 (EX ST)ELY 125 FT OF NLY 60 FT OF TR 000505
Legal Subdivision	RANCHO DE LA NACION
Legal Tract	000505
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13104

Owner

405 Moss St is owned and occupied by an individual who bought it in March 2011.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	405 MOSS ST, CHULA VISTA, CA 91911-1705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2011 · Amount on File
Deed Sale	Mar 21, 2011 · Amount on File
Prior Sale	Jul 2, 2010 · Amount on File
Deed Document Number	2011146764
Prior Transfer Date	Mar 11, 2011
Prior Transfer Doc	0000146765
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	405 MOSS ST, CHULA VISTA, CA 91911-1705
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MOSS ST, CHULA VISTA, CA 91911-1705

Mortgage

Document Number	0000037493
Date	Feb 14, 2024
Instrument	2024-0037493

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	405 MOSS ST, CHULA VISTA, CA 91911-1705
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MOSS ST, CHULA VISTA, CA 91911-1705

Mortgage

Document Number	0000613773
Date	Aug 30, 2021
Instrument	2021-0613773

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	405 MOSS ST, CHULA VISTA, CA 91911-1705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000242897
Date	Jun 15, 2018
Instrument	2018-0242897

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	405 MOSS ST, CHULA VISTA, CA 91911-1705
Document Number	0000051119
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	405 MOSS ST CHULA VISTA CA 919111705, CHULA VISTA, CA 91911-1705

Mortgage

Document Number	0000051119
Date	Jan 31, 2020
Instrument	51119

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 405 Moss St was $3,681 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$300,549 (+2%) Land $195,654 Building $104,895
2025	$3,681.00 Homeowner's exemption	$294,657 Land $191,818 Building $102,839
2023	$3,904.00 (+3.86%) Homeowner's exemption	$283,217 Land $184,370 Building $98,847
2022	$3,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 Moss St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Moss St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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