405 Moseley Dr, Charlottesville, VA 22903 Property Records

Charlottesville City property record for 405 Moseley Dr, Charlottesville, VA 22903

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,215 sqft · built 1957
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$465,000 (Sep 2025)
Tax Bill$4,672 (2026)
Flood ZoneZone X (minimal risk)
APN21A009000

Property Details

APN / Parcel Number

Primary APN21A009000
Alternative APN
  • 44675

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,215 sqft Finished Area
1st Floor Area1,193 sqft
Basement Area1,215 sqft
Finished Basement420 sqft
FlooringHardwood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1977
Exterior MaterialBrick Veneer
Construction TypeConcrete
Roof TypeGable
Roof MaterialConcrete
Lot Area11,761 sqft (0.27 acres)
Lot Depth136 ft Depth
DrivewayDriveway
PorchSlab
Porch Area159 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelCoal
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address405 MOSELEY DR
CityCHARLOTTESVILLE
StateVA
Zip22903-4304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal DescriptionLOT 8 BK A SEC 4 GREEN VALLEYS
Legal SubdivisionAZALEA GARDENS-GREEN VALLEY
Legal BlockA
Legal Lot Number8
JurisdictionCHARLOTTESVILLE CITY VA
Township / Civil DivisionCHARLOTTESVILLE
Census Block Group1
Census Block1002
Census Tract502

Owner

405 Moseley Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Charlottesville City records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address405 MOSELEY DR, CHARLOTTESVILLE, VA 22903-4304
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2025 · Amount on File
Deed SaleSep 4, 2025 · Amount on File
Prior SaleDec 14, 2023 · Amount on File
Deed Document Number20252303
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 405 Moseley Dr was $4,672.

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCharlottesville City
Unified School DistrictCharlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,672.00$466,200 (-0.02%) Land $142,700 Building $323,500$466,200 (-0.02%) Land $142,700 Building $323,500
2025$466,300 Land $142,800 Building $323,500$466,300 Land $142,800 Building $323,500
2023$3,997.00 (+11.93%)$399,100 Land $119,000 Building $280,100$399,100 Land $119,000 Building $280,100
2022$3,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Moseley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Moseley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTESVILLE
serves 46,553 people · EPA ID VA2540500
Water SourcePurchased surface water from RWSA URBAN SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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