Erie County property record for 405 Morningside Ct, Sandusky, OH 44870
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,440 sqft · built 1970 |
| Lot Size | 0.418 acres (18,199 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Aug 2012) |
| Tax Bill | $5,378 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-02725-000 |
| Primary APN | 32-02725-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,440 sqft Living Area |
| Gross Area | 5,010 sqft |
| 1st Floor Area | 1,830 sqft |
| Upper Floors Area | 1,610 sqft |
| Basement Area | 1,570 sqft |
| Unfinished Basement | 1,570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 18,199 sqft (0.418 acres) |
| Lot Dimensions | 175 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 710 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 520 sqft |
| Balcony Area | 110 sqft |
| Pole Barn | 600 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Account Number | 003690-0 |
|---|---|
| Street Address | 405 MORNINGSIDE CT |
| City | SANDUSKY |
| State | OH |
| Zip | 44870-5448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30 AUERBACH SUB 3 |
| Legal Subdivision | AUERBACH SUB |
| Legal Lot Number | 30 |
| Jurisdiction | ERIE OH |
| Township / Civil Division | PERKINS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 41400 |
Source: Erie County records, as of March 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 MORNINGSIDE CT, SANDUSKY, OH 44870-5448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Jul 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CIVISTA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2012 · Amount on Record |
| Deed Sale | Aug 30, 2012 · Amount on Record |
| Prior Sale | Apr 9, 2007 · Amount on Record |
| Deed Document Number | 20128911 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE OH |
| Property Address | 405 MORNINGSIDE CT, SANDUSKY, OH 44870-5448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008485 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 201908485 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE OH |
| Property Address | 405 MORNINGSIDE CT, SANDUSKY, OH 44870-5448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HARTUNG TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005647 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 201905647 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2034 |
Source: Erie County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Erie County |
| County Subdivision | Perkins Township |
| Unified School District | Perkins Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,378.00 | $115,923 (-) Land $16,628 Building $99,295 | |
| 2024 | $5,378.00 (+8.89%) | $115,923 (+33.66%) Land $16,628 Building $99,295 | $331,210 (+33.66%) Land $47,510 Building $283,700 |
| 2023 | $4,939.00 (-0.32%) | $86,729 (-) Land $13,758 Building $72,971 | |
| 2022 | $4,955.00 | $86,729 Land $13,758 Building $72,971 | |
| 2021 | $247,800 Land $39,310 Building $208,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 48 (1979–2023) |
| Claims Outside the SFHA | 12 of 48 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203 |
|---|---|
| Water Source | Purchased surface water from SANDUSKY CITY |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Omni Fiber Fiber | 10,000 / 10,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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