405 Montrose Pl, Brandon, MS 39042 Property Records

Rankin County property record for 405 Montrose Pl, Brandon, MS 39042

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,970 sqft · built 2014
Lot Size0.18 acres (7,882 sqft)
OwnerIndividual Name on Record
Last Sale$267,760 (Jun 2024)
Tax Bill$2,017 (2025)
Deeds & MortgagesApr 2026 Mortgage
May 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNJ07I000001 00540

Property Details

APN / Parcel Number

Primary APNJ07I000001 00540
Alternative APN
  • 69479

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,970 sqft Adjusted Area
1st Floor Area1,630 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialShingle
Lot Area7,882 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number69479
Street Address405 MONTROSE PL
CityBRANDON
StateMS
Zip39042-5041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 54 LENNOX
Legal Range03E
Legal Township05N
Legal Section26
Legal SubdivisionLENNOX SUBDIVISION
Legal Lot Number54
JurisdictionRANKIN MS
Township / Civil Division3
Census Block Group2
Census Block2010
Census Tract20806

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 MONTROSE PL, BRANDON, MS 39042-5041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Deed of Trust, Mortgage · FHA Mortgage
TOWNEBANK MORTGAGE
May 31, 2023Deed of Trust, Mortgage
COMMUNITY BANK OF MISSISSIPPI
Feb 28, 2023Deed of Trust, Mortgage
COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2024 · Amount on Record
Deed SaleJun 3, 2024 · Amount on Record
Prior SaleAug 20, 2014 · Amount on Record
Deed Book / Page2024 / 11802
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Recording DateApr 2, 2026
Property Address405 MONTROSE PL, BRANDON, MS 39042-5041
Document Number3026029634
Book / Page3026 / 29634
Instrument DateMar 25, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 MONTROSE PL, BRANDON, MS 39042-5041

Mortgage

Document Number3026029634,
DateApr 2, 2026
Book Page3026/29634
Lender
NameTOWNEBANK MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate5.98%
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address405 MONTROSE PL, BRANDON, MS 39042-5041
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040568
DateMay 31, 2023
Book Page3023/40568
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
Agreement
AmountAmount Recorded
Term120 Months
DueMay 25, 2033
Interest
Rate TypeAdjustable Rate

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address405 MONTROSE PL, BRANDON, MS 39042-5041
Transaction TypeMortgage
Record UpdatedApr 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013183
DateFeb 28, 2023
Book Page3023/13183
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
Agreement
AmountAmount Recorded
Term120 Months
DueFeb 25, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateMississippi
MunicipalityBrandon City
CountyRankin County
Unified School DistrictRankin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,017.00 (+0.1%) Homeowner's exemption$17,494 (+6.35%)
2024$2,015.00 (+24.54%)$174,940 (+6.35%) Land $36,000 Building $138,940
2023$16,449
2021$164,490 Land $36,000 Building $128,490
2019$1,618.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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