405 Monet Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 405 Monet Ln, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,747 sqft · built 2009
Owner	Individual Name on Record
Last Sale	$392,000 (Nov 2019)
Tax Bill	$5,003 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-1840-007-0034`

Property Details

APN / Parcel Number

Primary APN	`071-1840-007-0034`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,747 sqft Living Area
1st Floor Area	906 sqft
2nd Floor Area	841 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 MONET LN
City	FOLSOM
State	CA
Zip	95630-5628
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP-RM-17 (
Legal Description	UNIT 405 BLDG 11 RIVAGE CONDOMINIUMS PER BK 20050908 PG 1156
Legal Subdivision	RIVAGE CONDOMINIUM
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4008
Census Tract	8501

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	405 MONET LN, FOLSOM, CA 95630-5628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 28, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 19, 2019	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO CNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Prior Sale	Oct 8, 2010 · Amount on Record
Deed Book / Page	20191119 / 165
Last Transfer Date	Mar 27, 2022
Transfer Doc	2022000464
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	405 MONET LN, FOLSOM, CA 95630-5628
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MONET LN, FOLSOM, CA 95630-5628

Mortgage

Document Number	0000000522
Date	Aug 17, 2022
Instrument	2022081700522

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	405 MONET LN, FOLSOM, CA 95630-5628
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MONET LN, FOLSOM, CA 95630-5628

Mortgage

Document Number	0000000434
Date	Apr 7, 2022
Instrument	2022040700434

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 28, 2022
Property Address	405 MONET LN, FOLSOM, CA 95630-5628
Document Number	0000000464
Map Reference	MB 20060803 PG 47
Instrument Date	Mar 27, 2022
Instrument	2022032800464
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MONET LN, FOLSOM, CA 95630-5628

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 19, 2019
Property Address	405 MONET LN, FOLSOM, CA 95630-5628
Document Number	1911190165
Instrument Date	Nov 14, 2019
Instrument	1911190165
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1357 THUNDERBIRD PL CHULA VISTA CA 919152219, CHULA VISTA, CA 91915-2219

Mortgage

Document Number	1911190166
Date	Nov 19, 2019
Instrument	1911190166

Lender

Name	SAN DIEGO CNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196-9040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$437,278 (+2%) Land $156,171 Building $281,107
2025	$5,003.00 (+1.98%) Homeowner's exemption	$428,705 (+4.04%) Land $153,109 Building $275,596
2024	$4,906.00 (+1.66%)
2023	$4,826.00 (+1.11%) Homeowner's exemption	$412,060 Land $147,164 Building $264,896
2022	$4,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon.

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