405 Misty Meadow Dr, Ocoee, FL 34761 Property Records

Orange County property record for 405 Misty Meadow Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,011 sqft · built 1992
Lot Size	0.198 acres (8,620 sqft)
Owner	Company Name on Record
Tax Bill	$3,088 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Nov 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-28-9251-00-280`

Property Details

APN / Parcel Number

Primary APN	`21-22-28-9251-00-280`
Alternative APNs	`282221925100280` `246241` `251086` `255654`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,011 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	2,011 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,620 sqft (0.198 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	271 sqft
Gazebo	Gazebo
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	405 MISTY MEADOW DR
City	OCOEE
State	FL
Zip	34761-9082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WHITEHILL PHASE 1 29/68 LOT 28
Legal Range	28E
Legal Township	22S
Legal Section	21
Legal Subdivision	WHITEHILL PH 1
Legal Phase	1
Legal Tract	9251
Legal Lot Number	28
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1057
Census Tract	18100

Owner

Source: Orange County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	405 MISTY MEADOW DR, OCOEE, FL 34761-9082
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 21, 2019	Correction Deed TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Aug 23, 2018	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/CTRL FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021
Deed Sale	Sep 17, 2021
Prior Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	2021567808
Prior Transfer Date	Sep 8, 2021
Prior Transfer Doc	0000567808
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Sep 17, 2021
Property Address	405 MISTY MEADOW DR, OCOEE, FL 34761-9082
Document Number	0000567808
Map Reference	MB 29 PG 68
Instrument Date	Sep 8, 2021
Instrument	20210567808
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MISTY MEADOW DR, OCOEE, FL 34761-9082

Mortgage

Document Number	0000567809
Date	Sep 17, 2021
Instrument	20210567809

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.44%
Change Frequency	Annually
Index	1-Year CMT
Max Rate	7.44%

November 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 21, 2019
Property Address	405 MISTY MEADOW DR, OCOEE, FL 34761-9082
Document Number	0000734145
Instrument Date	Nov 20, 2019
Instrument	734145
Record Updated	Dec 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	405 MISTY MEADOW DR OCOEE FL 347619082, OCOEE, FL 34761-9082

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 23, 2018
Property Address	405 MISTY MEADOW DR, OCOEE, FL 34761-9082
Document Number	0000503057
Instrument Date	Aug 20, 2018
Instrument	503057
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$854.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	405 MISTY MEADOW DR OCOEE FL 34761, OCOEE, FL 34761

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	405 MISTY MEADOW DR, OCOEE, FL 34761-9082
Document Number	0000076162
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Apr 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	405 MISTY MEADOW DR OCOEE FL 347619082, OCOEE, FL 34761-9082

Mortgage

Document Number	0000076162
Date	Feb 9, 2017
Instrument	76162

Lender

Name	FIFTH THIRD BK/CTRL FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,100 (+2.7%)	$377,310 (-1.65%) Land $80,000 Building $297,310
2025	$3,088.00 (+9.23%) Homeowner's exemption	$185,102 (+5.99%)	$383,640 (+20.46%) Land $80,000 Building $303,640
2024	$2,827.00 (+3.55%)
2023	$2,730.00 (+3.57%) Homeowner's exemption	$174,646 (+3%)	$318,468 (+11.98%) Land $80,000 Building $238,468
2022	$2,636.00 Homeowner's exemption	$169,559	$284,400 Land $80,000 Building $204,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	18 (1994–2019)
Claims Outside the SFHA	4 of 18
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Xfinity.

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