Cumberland Town property record for 405 Minerva Ave, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,184 sqft · built 1953 |
| Lot Size | 0.095 acres (4,138 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,886 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-0397-00 |
| Primary APN | 16-0397-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 800 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,138 sqft (0.095 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 16-0397-00 |
|---|---|
| Street Address | 405 MINERVA AVE |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-7240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 192 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 11302 |
405 Minerva Ave is owned and occupied by an individual who acquired it in September 2025.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 MINERVA AVE, CUMBERLAND, RI 02864-7240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jun 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 24, 2025 |
| Transfer Doc | 002011-544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Sep 26, 2025 |
| Property Address | 405 MINERVA AVE, CUMBERLAND, RI 02864-7240 |
| Document Number | 002011-544 |
| Book / Page | 2011 / 544 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 151275 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 MINERVA AVE, CUMBERLAND, RI 02864-7240 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 405 MINERVA AVE, CUMBERLAND, RI 02864-7240 |
| Document Number | 1777-624 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 405 MINERVA AVE CUMBERLAND RI 028647240, CUMBERLAND, RI 02864-7240 |
| Document Number | 1777-624 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 001777/000624 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 405 Minerva Ave was $3,886, up 4.7% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,886.00 (+4.69%) | $388,200 (+28.33%) Land $186,500 Building $201,700 | $400,151 |
| 2025 | $3,712.00 | $302,500 Land $123,100 Building $179,400 | |
| 2023 | $3,515.00 (+8.02%) | $302,500 (+39.34%) Land $123,100 Building $179,400 | |
| 2022 | $3,254.00 | $217,100 Land $86,100 Building $131,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Minerva Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1979–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 Minerva Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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